3450 Ridgeview Dr, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3450 Ridgeview Dr, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,146 sqft · built 1979
Lot Size	10.1 acres (439,956 sqft)
Owner	Individual Name on Record
Tax Bill	$3,463 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-034-1010-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-034-1010-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,146 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	439,956 sqft (10.1 acres)
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3450 RIDGEVIEW DR
City	CLYDE
State	MI
Zip	48049-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG S 89D 44M 44S E 1286.5' & S 0D 49M 4S E 315.56' FROM NW SEC COR, TH S 0D 49M 4S E 253.18', TH S 89D 44M 44S E 1771.95',
Legal Range	16E
Legal Township	07N
Legal Section	34
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1007
Census Tract	633200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3450 RIDGEVIEW DR, CLYDE, MI 48049-4318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSHIP COMMUNITY FCU
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN
Feb 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 6, 2019
Transfer Doc	0005029806
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3450 RIDGEVIEW DR, CLYDE, MI 48049-4318
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050280513
Date	Feb 1, 2019
Book Page	5028/513
Instrument	2019002038

Lender

Name	FLAGSHIP COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 18, 2020

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3450 RIDGEVIEW DR, CLYDE, MI 48049-4318
Document Number	0051700791
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 RIDGEVIEW DR CLYDE MI 480494318, CLYDE, MI 48049-4318

Mortgage

Document Number	0051700791
Date	Apr 7, 2020
Book Page	005170/000791

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 7, 2019
Property Address	3450 RIDGEVIEW DR, CLYDE, MI 48049-4318
Document Number	0050290806
Book / Page	005029 / 000806
Instrument Date	Feb 6, 2019
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 RIDGEVIEW DR CLYDE MI 480494318, CLYDE, MI 48049-4318

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,700 (+4.23%)	$473,400 (+4.23%)
2025	$3,463.00 (+3.03%) Homeowner's exemption	$227,100 (+12.26%)
2024	$3,361.00 (+12%)		$454,200 (+12.26%)
2023		$202,300
2022	$3,001.00		$404,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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