3400 Ridgeview Dr, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3400 Ridgeview Dr, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,766 sqft · built 1991
Lot Size	4.46 acres (194,278 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jun 2017)
Tax Bill	$5,781 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-034-1014-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-034-1014-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,766 sqft Living Area
1st Floor Area	2,766 sqft
Basement Area	1,926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	194,278 sqft (4.46 acres)
Garage Area	913 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3400 RIDGEVIEW DR
City	CLYDE
State	MI
Zip	48049-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG S 1D 49M 56S W 251.15', S 43D 17M 54S E 1131.53', N 72D 52M 18S E 365.69' & S 43D 7M 56S E 73.43' FROM NW SEC COR, TH S
Legal Range	16E
Legal Township	07N
Legal Section	34
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1007
Census Tract	633200

Owner

3400 Ridgeview Dr is owned and occupied by an individual who bought it in June 2017.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3400 RIDGEVIEW DR, CLYDE, MI 48049-4318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit EXTRA CU
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage EXTRA CU
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2017 · Amount on File
Deed Sale	Jun 5, 2017 · Amount on File
Prior Sale	Aug 1, 2012 · Amount on File
Deed Document Number	201714423
Deed Book / Page	4836 / 771
Prior Transfer Date	Mar 1, 2005
Prior Transfer Doc	003371/574
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3400 RIDGEVIEW DR, CLYDE, MI 48049-4318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 RIDGEVIEW DR, CLYDE, MI 48049-4318

Mortgage

Document Number	0052470526
Date	Sep 29, 2020
Book Page	5247/526
Instrument	2020023558

Lender

Name	EXTRA CU
Type	Credit Union
Address	WARREN, MI 48092

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3400 RIDGEVIEW DR, CLYDE, MI 48049-4318
Document Number	0049880452
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3400 RIDAEVIEW CLYDE MI 48310, CLYDE, MI 48310

Mortgage

Document Number	0049880452
Date	Sep 13, 2018
Book Page	004988/000452

Lender

Name	EXTRA CU
Type	Credit Union
Address	WARREN, MI 48092

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 5, 2017
Property Address	3400 RIDGEVIEW DR, CLYDE, MI 48049-4318
Document Number	0048360771
Book / Page	004836 / 000771
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38967 HARRISON DR STERLING HEIGHTS MI 483103208, STERLING HEIGHTS, MI 48310-3208

Mortgage

Document Number	48360774
Date	Jun 5, 2017
Book Page	004836/000774

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3400 Ridgeview Dr was $5,781 with a homeowner's exemption, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,300 (+5.26%)	$548,600
2025	$5,781.00 (+3.01%) Homeowner's exemption	$260,600
2024	$5,612.00		$521,200
2023		$236,300
2022	$5,010.00		$472,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3400 Ridgeview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3400 Ridgeview Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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