3450 Plum Ridge Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 3450 Plum Ridge Rd, Hernando, MS 38632 · Last verified August 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Architecture StyleMobile/Manufactured
Year BuiltBuilt 2022
Square Footage2,504 sqft Adjusted Area
Lot Size152,024 sqft (3.49 acres)
OccupancyOwner Occupied
Tax Bill$1,225.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-09-4-19-00-0-00007-00

Interior

Building Area2,504 sqft Adjusted Area
1st Floor2,472 sqft 1st Floor

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleMobile/Manufactured Style
Lot Area152,024 sqft (3.49 acres)
Deck Area384 sqft Deck
Utility Building459 sqft Utility Building

Location & Zoning

Street Address3450 PLUM RIDGE RD
CityHERNANDO
StateMS
Zip38632-4237
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal Description19-3-9 PT NE1/4
Legal Range009
Legal Township03S
Legal Section19
Legal Lot Number7
JurisdictionDESOTO MS
Minor Civil Division4
Census Blockgroup2
Census Block2013
Census Tract71200

Owner

Source: DeSoto County records · APN 3-09-4-19-00-0-00007-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3450 PLUM RIDGE RD, HERNANDO, MS 38632-4237
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2023Quit Claim Deed, Transfer
Quitclaim Document
Dec 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
RENASANT BANK
Apr 11, 2022Deed of Trust, Mortgage · Building or Construction Mortgage
RENASANT BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 06, 2023
Deed SaleFeb 06, 2023
Prior SaleJun 07, 2016
Deed Book / Page1023 / 1435
Prior Transfer DateFeb 03, 2023
Prior Transfer Doc01023/1435
Record RefreshedSep 20, 2026

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESOTO MS
Recording DateFeb 06, 2023
Property Address3450 PLUM RIDGE RD, HERNANDO, MS 38632-4237
Document Number01023/1435
Book / Page1023 / 1435
Instrument DateFeb 03, 2023
Transaction TypeTransfer
Record UpdatedFeb 21, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3450 PLUM RIDGE RD, HERNANDO, MS 38632-4237

Transferred To (Grantee/Buyer)

NameVerified Name
Address3450 PLUM RIDGE RD, HERNANDO, MS 38632-4237

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3450 PLUM RIDGE RD, HERNANDO, MS 38632-4237
Transaction TypeMortgage
Record UpdatedJan 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3450 PLUM RIDGE RD, HERNANDO, MS 38632-4237

Mortgage

Document Number005646/409
DateDec 13, 2022
Book Page5646/409
Lender
NameRENASANT BANK
TypeBank
AddressTUPELO, MS 38802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateJan 01, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11.3%
IndexOther
Max Rate11.3%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3450 PLUM RIDGE RD, HERNANDO, MS 38632-4237
Transaction TypeMortgage
Record UpdatedApr 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3450 PLUM RIDGE RD, HERNANDO, MS 38632-4237

Mortgage

Document Number005505/423
DateApr 11, 2022
Book Page5505/423
Lender
NameRENASANT BANK
TypeBank
AddressTUPELO, MS 38802
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term8 Months
DueDec 05, 2022

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,225.00 (+6.24%)$14,682 (+2.02%) Land $3,490 Building $11,192$146,815 (+2.01%) Land $34,900 Building $111,915
2023$1,153.00$14,392$143,922 Land $34,900 Building $109,022

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 44% of the US · above 40% of Mississippi
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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