3446 Plum Ridge Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 3446 Plum Ridge Rd, Hernando, MS 38632 · Last verified August 2026

Property Summary

Property Type	Mobile Home
Details	1,300 sqft · built 1994
Lot Size	1.48 acres (64,634 sqft)
Owner	2 Individual Names on File
Tax Bill	$148 (2025)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-09-4-19-06-0-00415-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-4-19-06-0-00415-00`

Interior

Building Area	1,300 sqft Adjusted Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile/Manufactured
Lot Area	64,634 sqft (1.48 acres)
Lot Dimensions	409 ft deep x 170 ft wide
Porch	Slab
Porch Area	1 sqft
Utility Building	780 sqft

Location & Zoning

Street Address	3446 PLUM RIDGE RD
City	HERNANDO
State	MS
Zip	38632-4237
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LAKE O THE HILLS DELTA VIEW S LOT 415
Legal Range	009
Legal Township	03S
Legal Section	19
Legal Subdivision	LAKE O THE HILLS SEC A DELTA VIEW ADD
Legal Lot Number	415
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2013
Census Tract	71200

Owner

Source: DeSoto County records · APN 3-09-4-19-06-0-00415-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3446 PLUM RIDGE RD, HERNANDO, MS 38632-4237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2023
Deed Sale	Mar 01, 2023
Deed Book / Page	1023 / 3046
Record Updated	Sep 20, 2026

March 2023: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 01, 2023
Property Address	3446 PLUM RIDGE RD, HERNANDO, MS 38632-4237
Document Number	01023/3046
Book / Page	1023 / 3046
Map Reference	MB 4 PG 23
Instrument Date	Feb 27, 2023
Transaction Type	Transfer
Record Updated	Mar 20, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5377 KRISTY LN, SOUTHAVEN, MS 38671-7424

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3470 PLUM RIDGE RD, HERNANDO, MS 38632-4237

Mortgage

Document Number	0566012423
Date	Mar 01, 2023
Instrument	5660/12423

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 05, 2028

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$148.00 (-6.33%)	$1,777 (+13.55%) Land $1,000 Building $777	$17,772 (+13.57%) Land $10,000 Building $7,772
2023	$158.00	$1,565	$15,649 Land $10,000 Building $5,649

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 29% of Mississippi
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.