3450 Congruity Rd, Sumter, SC 29153 Property Records

Sumter County property record for 3450 Congruity Rd, Sumter, SC 29153

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,909 sqft · built 2002
Lot Size	1.82 acres (79,279 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,632 (2025)
Deeds & Mortgages	Dec 2024 Second Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`298-00-05-029`

Property Details

APN / Parcel Number

Primary APN	`298-00-05-029`
Alternative APN	`55967`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,909 sqft Living Area
1st Floor Area	2,909 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	79,279 sqft (1.82 acres)
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	193 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55967
Old Parcel Number	298 00 05 029
Street Address	3450 CONGRUITY RD
City	SUMTER
State	SC
Zip	29153-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	PB85-17 1.82 AC -
Legal Subdivision	DAVID A NESBITT
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER SOUTHEAST
Census Block Group	3
Census Block	3035
Census Tract	600

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3450 CONGRUITY RD, SUMTER, SC 29153-9203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAFE FCU
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2006
Deed Sale	Nov 28, 2006
Deed Document Number	0010541853
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	3450 CONGRUITY RD, SUMTER, SC 29153-9203
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013341348
Date	Dec 2, 2024
Book Page	1334/1348

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29150

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2034

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	3450 CONGRUITY RD, SUMTER, SC 29153-9203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012770514
Date	Nov 23, 2020
Book Page	1277/514

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,632.00 (+0.8%)	$10,390 (+0.1%) Land $440 Building $9,950	$259,470 (-) Land $10,920 Building $248,550
2023		$10,380 (-) Land $440 Building $9,940	$259,470 (-) Land $10,920 Building $248,550
2022	$1,619.00	$10,380 Land $440 Building $9,940	$259,470 Land $10,920 Building $248,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 80% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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