Sumter County property record for 3430 Congruity Rd, Sumter, SC 29153
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,632 sqft · built 2004 |
| Lot Size | 1.17 acres (51,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Nov 2019) |
| Tax Bill | $1,476 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 298-00-05-008 |
| Primary APN | 298-00-05-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,632 sqft Living Area |
| 1st Floor Area | 1,954 sqft |
| Upper Floors Area | 677 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Logs |
| Construction Type | Log |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 51,401 sqft (1.17 acres) |
| Garage Type | Detached |
| Porch | Covered Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 55950 |
|---|---|
| Old Parcel Number | 298 00 05 008 |
| Street Address | 3430 CONGRUITY RD |
| City | SUMTER |
| State | SC |
| Zip | 29153-9203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | TR 2 Z38-143 1.18 AC PB85-15 |
| Legal Tract | 2 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER SOUTHEAST |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 600 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3430 CONGRUITY RD, SUMTER, SC 29153-9203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on Record |
| Deed Sale | Nov 26, 2019 · Amount on Record |
| Deed Document Number | 0012623365 |
| Deed Book / Page | 1262 / 3365 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Nov 26, 2019 |
| Property Address | 3430 CONGRUITY RD, SUMTER, SC 29153-9203 |
| Document Number | 0012623365 |
| Book / Page | 1262 / 3365 |
| Map Reference | MB PB85 PG 15 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $851.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3430 CONGRUITY RD, SUMTER, SC 29153-9203 |
| Document Number | 0012623369 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 1262/3369 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,476.00 (+0.82%) | $9,340 (-) Land $280 Building $9,060 | $233,408 (-) Land $7,080 Building $226,328 |
| 2023 | $9,340 (-) Land $280 Building $9,060 | $233,408 (-) Land $7,080 Building $226,328 | |
| 2022 | $1,464.00 | $9,340 Land $280 Building $9,060 | $233,408 Land $7,080 Building $226,328 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2015) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 80% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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