3450 Chaneyville Rd, Owings, MD 20736 Property Records

Calvert County property record for 3450 Chaneyville Rd, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,840 sqft · built 1999
Lot Size	5.11 acres (222,592 sqft)
Owner	2 Individual Names on File
Last Sale	$84,000 (Nov 1996)
Tax Bill	$4,175 (2023)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-089661`

Property Details

APN / Parcel Number

Primary APN	`02-089661`
Alternative APNs	`2089661` `089661`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,840 sqft Total Area
1st Floor Area	1,096 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	222,592 sqft (5.11 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Deck Area	483 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	089661
Old Parcel Number	2089661
Street Address	3450 CHANEYVILLE RD
City	OWINGS
State	MD
Zip	20736-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 3B LORD CALVERT ESTS
Legal Subdivision	LORD CAL ESTATES
Legal Lot Number	3B
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1002
Census Tract	860200

Owner

3450 Chaneyville Rd is owned and occupied by two individuals who bought it in November 1996.

Source: Calvert County records, as of September 18, 2023

Owner of Record	2 Individual Names on File
Mailing Address	3450 CHANEYVILLE RD, OWINGS, MD 20736-3819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 1996 · Amount on File
Deed Sale	Nov 7, 1996 · Amount on File
Prior Sale	Oct 4, 1996 · Amount on File
Deed Document Number	971200
Deed Book / Page	ABE00908 / 00716
Record Updated	Jun 7, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3450 CHANEYVILLE RD, OWINGS, MD 20736-3819
Transaction Type	Mortgage
Record Updated	Feb 28, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 CHANEYVILLE RD, OWINGS, MD 20736-3819

Mortgage

Document Number	0063990244
Date	Feb 9, 2023
Book Page	6399/244

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,175.00 Homeowner's exemption	$401,867	$459,800 Land $180,200 Building $279,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3450 Chaneyville Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3450 Chaneyville Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20