Calvert County property record for 3446 Chaneyville Rd, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,327 sqft · built 1997 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (Mar 2026) |
| Tax Bill | $6,464 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-089653 |
| Primary APN | 02-089653 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,327 sqft Total Area |
| Basement Area | 895 sqft |
| Finished Basement | 895 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Built-in |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 595 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 104 sqft |
| Deck Area | 136 sqft |
| Shed | 1 Shed |
| Shed Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 089653 |
|---|---|
| Street Address | 3446 CHANEYVILLE RD |
| City | OWINGS |
| State | MD |
| Zip | 20736-3819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 3A LORD CALVERT ESTS |
| Legal Subdivision | LORD CALVERT ESTATES |
| Legal Lot Number | 3A |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 860200 |
3446 Chaneyville Rd is owned and occupied by two individuals who bought it in March 2026.
Source: Calvert County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3446 CHANEYVILLE RD, OWINGS, MD 20736-3819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed, Transfer · VA Mortgage NAVY FCU |
| Aug 5, 2021 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on File |
| Deed Sale | Mar 27, 2026 · Amount on File |
| Prior Sale | Aug 5, 2021 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 6875 / 386 |
| Prior Transfer Date | Jan 25, 2016 |
| Prior Transfer Doc | 0047130236 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Mar 27, 2026 |
| Property Address | 3446 CHANEYVILLE RD, OWINGS, MD 20736-3819 |
| Document Number | 0068750386 |
| Book / Page | 6875 / 386 |
| Map Reference | LB 904 FO 492 |
| Instrument Date | Mar 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | MIDATLANTIC SETTLEMENT SERVICES LL, MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3446 CHANEYVILLE RD, OWINGS, MD 20736-3819 |
| Document Number | 0006875393 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 6875/393 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 5, 2021 |
| Property Address | 3446 CHANEYVILLE RD, OWINGS, MD 20736-3819 |
| Document Number | 0060430220 |
| Book / Page | 6043 / 220 |
| Map Reference | MB 94 PL 492 |
| Instrument Date | Jul 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | NOT AVAILABLE, TITLEMAX LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,837.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3446 CHANEYVILLE RD, OWINGS, MD 20736-3819 |
| Document Number | 6043228 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 6043/228 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 3446 Chaneyville Rd was $6,464 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,464.00 Homeowner's exemption | $670,300 Land $176,000 Building $494,300 | $670,300 Land $176,000 Building $494,300 |
| 2023 | $4,967.00 Homeowner's exemption | $513,167 | $670,300 Land $176,000 Building $494,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3446 Chaneyville Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2009–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3446 Chaneyville Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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