345 Whitaker Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 345 Whitaker Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,271 sqft · built 1990
Lot Size	5.32 acres (231,739 sqft)
Owner	Individual Name on Record
Tax Bill	$1,673 (2026)
Flood Zone	Zone X (minimal risk)
APN	`44595`

Property Details

APN / Parcel Number

Primary APN	`44595`
Alternative APN	`1036444`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,271 sqft Finished Area
Basement Area	1,271 sqft
Unfinished Basement	1,271 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Footing
Lot Area	231,739 sqft (5.32 acres)
Garage Type	Carport
Garage Area	266 sqft
Carport	Carport
Carport Area	266 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	112 sqft
Shed	1 Shed
Storage Building	49 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1036444
Street Address	345 WHITAKER RD
City	SHELBY
State	NC
Zip	28152-0540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	5.32 AC RD 1164
Legal Subdivision	CLIFFSIDE
Legal Block	1
Legal Lot Number	31
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	5
Census Block	5038
Census Tract	951400

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	345 WHITAKER RD, SHELBY, NC 28152-0540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,673.00 (+4.5%)	$252,265 (-) Land $54,505 Building $197,760	$252,265 (-) Land $54,505 Building $197,760
2025	$1,601.00	$252,265 (+57.31%) Land $54,505 Building $197,760	$252,265 (+57.31%) Land $54,505 Building $197,760
2023		$160,361 Land $33,391 Building $126,970	$160,361 Land $33,391 Building $126,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20