339 Whitaker Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 339 Whitaker Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,012 sqft · built 1990
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Jun 2020)
Tax Bill	$580 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44594`

Property Details

APN / Parcel Number

Primary APN	`44594`
Alternative APN	`1331845`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,012 sqft Finished Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	32,670 sqft (0.75 acres)

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	180 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1331845
Street Address	339 WHITAKER RD
City	SHELBY
State	NC
Zip	28152-0540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.75 AC RD 1164
Legal Subdivision	CLIFFSIDE
Legal Block	1
Legal Lot Number	30
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	5
Census Block	5038
Census Tract	951400

Owner

339 Whitaker Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	339 WHITAKER RD, SHELBY, NC 28152-0540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on File
Deed Sale	Jun 25, 2020 · Amount on File
Deed Document Number	202040799
Deed Book / Page	1815 / 2054
Prior Transfer Date	Aug 28, 2017
Prior Transfer Doc	0000004143
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 25, 2020
Property Address	339 WHITAKER RD, SHELBY, NC 28152-0540
Document Number	0018152054
Book / Page	1815 / 2054
Instrument Date	Jun 24, 2020
Instrument	200040799
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1668 MAPLE SPRINGS CH RD, 1668, SHELBY, NC 28152-8156

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	339 WHITAKER RD, SHELBY, NC 28152-0540

Mortgage

Document Number	18152057
Date	Jun 25, 2020
Instrument	1815/2057

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 339 Whitaker Rd was $580, up 15.5% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$580.00 (+15.54%)	$79,151 (-) Land $14,850 Building $64,301	$79,151 (-) Land $14,850 Building $64,301
2025	$502.00	$79,151 Land $14,850 Building $64,301	$79,151 Land $14,850 Building $64,301
2023		$42,253 Land $11,250 Building $31,003	$42,253 Land $11,250 Building $31,003

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 339 Whitaker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 339 Whitaker Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20