Kane County property record for 345 Tracy Ln, Elgin, IL 60124 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,300 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2017) |
| Tax Bill | $7,391.00 (2025) |
| Primary APN | 06-19-257-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 2,975 sqft Gross Area |
| Basement Area | 675 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame Construction |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Width | 59 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 345 TRACY LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4340 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COPPER SPRINGS LOT 173 |
| Legal Subdivision | COPPER SPRINGS |
| Legal Block | 1 |
| Legal Lot Number | 173 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1041 |
| Census Tract | 851911 |
Source: Kane County records · APN 06-19-257-010
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 TRACY LN, ELGIN, IL 60124-4340 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 26, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Apr 25, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2017 · Amount on Record |
| Deed Sale | Apr 25, 2017 · Amount on Record |
| Prior Sale | Jan 10, 2006 · Amount on Record |
| Deed Doc Number | 201720599 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 345 TRACY LN, ELGIN, IL 60124-4340 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000026977 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 2017K026977 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.49% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 25, 2017 |
| Property Address | 345 TRACY LN, ELGIN, IL 60124-4340 |
| Document Number | 0000020599 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 20599 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 150 PHEASANT RUN PORTER IN 463041292, PORTER, IN 46304-1292 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,391.00 (+6.06%) Homeowner's exemption Senior Citizen's exemption | ||
| 2024 | $101,669 (+21.39%) Land $28,981 Building $72,688 | $305,129 (+21.44%) Land $86,978 Building $218,151 | |
| 2022 | $6,969.00 (+4.11%) Homeowner's exemption | $83,751 (+6.96%) Land $23,873 Building $59,878 | $251,253 (+6.96%) Land $71,619 Building $179,634 |
| 2021 | $6,694.00 Homeowner's exemption | $78,302 Land $22,320 Building $55,982 | $234,906 Land $66,960 Building $167,946 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures