Kane County property record for 340 Tracy Ln, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,300 sqft · built 2005 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jun 2021) |
| Tax Bill | $7,870 (2025) |
| Deeds & Mortgages | Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-256-012 |
| Primary APN | 06-19-256-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 2,975 sqft |
| Basement Area | 675 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Width | 87 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 340 TRACY LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COPPER SPRINGS LOT 194 |
| Legal Subdivision | COPPER SPRINGS |
| Legal Block | 1 |
| Legal Lot Number | 194 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 851911 |
Source: Kane County records · APN 06-19-256-012
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 340 TRACY LN, ELGIN, IL 60124-4340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Deed of Trust, Mortgage USI | |
| Jun 16, 2021 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2021 · Amount on Record |
| Deed Sale | Jun 16, 2021 · Amount on Record |
| Prior Sale | Mar 27, 2006 · Amount on Record |
| Deed Document Number | 202146039 |
| Prior Transfer Date | Nov 19, 2015 |
| Prior Transfer Doc | 0000006020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 340 TRACY LN, ELGIN, IL 60124-4340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2023 |
| Title Company | USI |
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 16, 2021 |
| Property Address | 340 TRACY LN, ELGIN, IL 60124-4340 |
| Document Number | 0000046039 |
| Map Reference | DOC 2004K147283 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021K046039 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 340 IRUCY LUNE ELGIN, ELGIN, IL 60124 |
| Document Number | 0000046040 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021K046040 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.5% |
| Index | 6-Month T-Bill |
| Margin | 3 |
| Max Rate | 7.5% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,870.00 (+7.65%) Homeowner's exemption | ||
| 2024 | $99,931 (+21.39%) Land $28,981 Building $70,950 | $299,913 (+21.44%) Land $86,978 Building $212,935 | |
| 2022 | $7,311.00 (+11.43%) Homeowner's exemption | $82,319 (+6.96%) Land $23,873 Building $58,446 | $246,957 (+6.96%) Land $71,619 Building $175,338 |
| 2021 | $6,561.00 Homeowner's exemption | $76,963 Land $22,320 Building $54,643 | $230,889 Land $66,960 Building $163,929 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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