345 Talpha Dr, Dowelltown, TN 37059 Property Records

DeKalb County property record for 345 Talpha Dr, Dowelltown, TN 37059

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,484 sqft · built 2020
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$198,900 (Jan 2021)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Aug 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021056K A 02100`

Property Details

APN / Parcel Number

Primary APN	`021056K A 02100`
Alternative APN	`056K A 02100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,484 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	270 ft deep x 225 ft wide
Terrain	Rolling
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	345 TALPHA DR
City	DOWELLTOWN
State	TN
Zip	37059-2286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 24; SUBDIVISION: RIDGEVIEW ACRES SECTION 2
Legal Subdivision	RIDGEVIEW ACRES SECTION 2
Legal Lot Number	22
Jurisdiction	DE KALB TN
Township / Civil Division	2
Census Block Group	1
Census Block	1001
Census Tract	920300

Owner

345 Talpha Dr is owned and occupied by two individuals who bought it in January 2021.

Source: DeKalb County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	345 TALPHA DR, DOWELLTOWN, TN 37059-2286
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Warranty Deed, Transfer ASCEND FCU
Aug 7, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRSTBANK
Jun 29, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Prior Sale	Jun 29, 2020 · Amount on File
Deed Document Number	195446
Deed Book / Page	483 / 724
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Jan 11, 2021
Property Address	345 TALPHA DR, DOWELLTOWN, TN 37059-2286
Document Number	0000195446
Book / Page	000483 / 000724
Instrument Date	Jan 8, 2021
Instrument	195446
Transaction Type	Transfer
Record Updated	Mar 8, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$736.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 TALPHA DR DOWELLTOWN TN 37059, DOWELLTOWN, TN 37059

Mortgage

Document Number	195447
Date	Jan 11, 2021
Book Page	000483/000727
Instrument	195447

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2051

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Recording Date	Aug 7, 2020
Property Address	345 TALPHA DR, DOWELLTOWN, TN 37059-2286
Document Number	0000193074
Book / Page	000471 / 000387
Instrument Date	Aug 3, 2020
Instrument	193074
Transaction Type	Construction Loan
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 TALPHA DR SMITHVILLE TN 37166, SMITHVILLE, TN 37166

Mortgage

Document Number	0000193074
Date	Aug 7, 2020
Book Page	000471/000387
Instrument	193074

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 6, 2021

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Jun 29, 2020
Property Address	345 TALPHA DR, DOWELLTOWN, TN 37059-2286
Document Number	0000192548
Book / Page	000468 / 000628
Instrument Date	Jun 26, 2020
Instrument	192548
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$67.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 YULANDA HILLS RD SMITHVILLE TN 371667283, SMITHVILLE, TN 37166-7283

Tax Assessment & Valuation

The 2025 property tax bill for 345 Talpha Dr was $1,335.

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,335.00	$53,200 Land $4,500 Building $48,700
2023		$53,200 (-) Land $4,500 Building $48,700
2022	$921.00	$53,200 Land $4,500 Building $48,700	$212,800 (-) Land $18,000 Building $194,800
2021			$212,800 Land $18,000 Building $194,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 345 Talpha Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	12 (2010–2021)
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Talpha Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188
Water Source	Surface water
Last State Inspection	Sep 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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