180 Talpha Dr, Dowelltown, TN 37059 Property Records

DeKalb County property record for 180 Talpha Dr, Dowelltown, TN 37059

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,500 sqft · built 2022
Lot Size	0.59 acres (25,721 sqft)
Owner	Individual Name on File
Tax Bill	$1,564 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021056K A 04200`

Property Details

APN / Parcel Number

Primary APN	`021056K A 04200`
Alternative APN	`056K A 04200`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,721 sqft (0.59 acres)
Lot Dimensions	240 ft deep x 107 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	180 TALPHA DR
City	DOWELLTOWN
State	TN
Zip	37059-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 24; SUBDIVISION: RIDGEVIEW ACRES SECTION 2
Legal Subdivision	RIDGEVIEW ACRES SECTION 2
Legal Lot Number	1
Jurisdiction	DE KALB TN
Township / Civil Division	2
Census Block Group	1
Census Block	1001
Census Tract	920300

Owner

180 Talpha Dr is owned and occupied by an individual who acquired it in January 2020.

Source: DeKalb County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	180 TALPHA DR, DOWELLTOWN, TN 37059-2200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit WELLS BANK
Aug 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY STATE BANK
Jan 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 1991
Deed Sale	Oct 21, 1991
Deed Book / Page	19 / 667
Last Transfer Date	Jan 31, 2020
Transfer Doc	0000190658
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Recording Date	Jul 21, 2026
Property Address	180 TALPHA DR, DOWELLTOWN, TN 37059-2200
Document Number	0000225549
Book / Page	626 / 566
Instrument Date	Jul 14, 2026
Instrument	2026225549
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 TALPHA DR, DOWELLTOWN, TN 37059-2200

Mortgage

Document Number	0000225549,
Date	Jul 21, 2026
Book Page	626/566
Instrument	2026225549

Lender

Name	WELLS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2036

Interest

Rate	6.47%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	180 TALPHA DR, DOWELLTOWN, TN 37059-2200
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	TALPHA DR

Mortgage

Document Number	0005320000000221
Date	Aug 15, 2022
Book Page	0000000532/0000000221
Instrument	205269

Lender

Name	LIBERTY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB TN
Recording Date	Jan 31, 2020
Property Address	TALPHA DR, DOWELLTOWN, TN 37059
Document Number	0000190658
Book / Page	000460 / 000013
Instrument Date	Jan 31, 2020
Instrument	190658
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 BIG ROCK RD SMITHVILLE TN 371665033, SMITHVILLE, TN 37166-5033

Tax Assessment & Valuation

The 2025 property tax bill for 180 Talpha Dr was $1,564.

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,564.00	$62,325 Land $3,750 Building $58,575
2023		$62,325 (+1,562%) Land $3,750 Building $58,575
2022	$1,079.00	$3,750 Land $3,750	$15,000 (-93.98%) Land $15,000
2021			$249,300 Land $15,000 Building $234,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 180 Talpha Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	12 (2010–2021)
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 Talpha Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188
Water Source	Surface water
Last State Inspection	Sep 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Talpha Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures