Worcester County and Harvard Town property record for 345 Stow Rd, Harvard, MA 01451
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,384 sqft · built 1998 |
| Lot Size | 4.58 acres (199,505 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $610,000 (Jul 1999) |
| Tax Bill | $17,259 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | HARV M:38 B:13 |
| Primary APN | HARV M:38 B:13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,384 sqft Living Area |
| Gross Area | 6,451 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 199,505 sqft (4.58 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1250380001300000 |
|---|---|
| Street Address | 345 STOW RD |
| City | HARVARD |
| State | MA |
| Zip | 01451-1916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 13 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 761401 |
Source: Worcester County and Harvard Town records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 345 STOW RD, HARVARD, MA 01451-1916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 1999 · Amount on Record |
| Deed Sale | Jul 6, 1999 · Amount on Record |
| Prior Sale | Jun 17, 1998 · Amount on Record |
| Deed Book / Page | 21598 / 171 |
| Record Updated | Jun 8, 2026 |
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,259.00 (+4.14%) | $1,102,800 (-0.85%) Land $274,900 Building $827,900 | |
| 2024 | $16,573.00 (-1.93%) | $1,112,300 (+9.33%) Land $274,900 Building $837,400 | $1,457,110 |
| 2023 | $16,899.00 | $1,017,400 Land $265,400 Building $752,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 99.6% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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