339 Stow Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 339 Stow Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,722 sqft · built 2007
Lot Size	4.7 acres (204,732 sqft)
Owner	2 Individual Names on File
Last Sale	$1,750,000 (Aug 2023)
Tax Bill	$26,516 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:038.0 P:0012-0001.0`

Property Details

APN / Parcel Number

Primary APN	`M:038.0 P:0012-0001.0`
Alternative APNs	`HARV M:38 B:12 L:1` `1250380001200010`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	3 Stories
Building Area	4,722 sqft Living Area
Gross Area	9,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	204,732 sqft (4.7 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1250380001200010
Street Address	339 STOW RD
City	HARVARD
State	MA
Zip	01451-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Legal Lot Number	1
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3023
Census Tract	761401

Owner

339 Stow Rd is owned and occupied by two individuals who bought it in August 2023.

Source: Worcester County and Harvard Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	339 STOW RD, HARVARD, MA 01451-1916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU
May 1, 2017	Quit Claim Deed, Transfer WORKERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on File
Deed Sale	Aug 28, 2023 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Book / Page	69570 / 256
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Aug 28, 2023
Property Address	339 STOW RD, HARVARD, MA 01451-1916
Document Number	069570-256
Book / Page	69570 / 256
Instrument Date	Aug 28, 2023
Instrument	70955
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	339 STOW RD, HARVARD, MA 01451-1916

Mortgage

Document Number	0000070956
Date	Aug 28, 2023
Instrument	70956

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	339 STOW RD, HARVARD, MA 01451-1916
Document Number	60541-1
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 STOW RD HARVARD MA 014511916, HARVARD, MA 01451-1916

Mortgage

Document Number	60541-1
Date	Jun 13, 2019
Book Page	060541/000001
Instrument	54252

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 12, 2039

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	May 1, 2017
Property Address	339 STOW RD, HARVARD, MA 01451-1916
Document Number	57055-27
Book / Page	057055 / 000027
Instrument Date	Apr 12, 2017
Instrument	43896
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,612.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	339 STOW RD HARVARD MA 014511916, HARVARD, MA 01451-1916

Mortgage

Document Number	57055-31
Date	May 1, 2017
Book Page	057055/000031
Instrument	43897

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 339 Stow Rd was $26,516, up 4.5% from the year before.

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,516.00 (+4.47%)	$1,670,800 (+3.02%) Land $276,700 Building $1,394,100	$1,874,635 (-)
2025	$25,381.00 (+3.97%)	$1,621,800 (-1.01%) Land $276,700 Building $1,345,100	$1,874,635 (+3.65%)
2024	$24,412.00 (-0.18%)	$1,638,400 (+11.27%) Land $276,700 Building $1,361,700	$1,808,705
2023	$24,457.00	$1,472,400 Land $267,200 Building $1,205,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 339 Stow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 339 Stow Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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