Catoosa County property record for 345 Southern Dr, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,552 sqft · built 2008 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,900 (Jul 2025) |
| Tax Bill | $2,439 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0025J018000 |
| Primary APN | 0025J018000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,552 sqft Heated Area |
| 1st Floor Area | 1,552 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.269 acres) |
| Lot Dimensions | 141 ft deep x 82 ft wide |
| Garage Area | 360 sqft |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14601 |
|---|---|
| Old Parcel Number | 0025J018000 |
| Street Address | 345 SOUTHERN DR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 18 SOUTHERN HEIGHTS |
| Legal Subdivision | SOUTHERN HEIGHTS |
| Legal Block | 18 |
| Legal Lot Number | 18 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30305 |
345 Southern Dr is owned and occupied by an individual who bought it in July 2025.
Source: Catoosa County records, as of January 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 345 SOUTHERN DR, RINGGOLD, GA 30736-3095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2025 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Mar 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL COMMUNITY BANK OF BUCYRUS |
| Mar 30, 2021 | Warranty Deed, Transfer · Conventional with PMI FIRST FED'L CMNTY BK /BUCYRUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on File |
| Deed Sale | Jul 15, 2025 · Amount on File |
| Prior Sale | Mar 29, 2021 · Amount on File |
| Deed Document Number | 2025004719 |
| Deed Book / Page | 2395 / 689 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jul 15, 2025 |
| Property Address | 345 SOUTHERN DR, RINGGOLD, GA 30736-3095 |
| Document Number | 0023950689 |
| Book / Page | 2395 / 689 |
| Instrument Date | Jul 2, 2025 |
| Instrument | 2025004719 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.06 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 SOUTHERN DR, RINGGOLD, GA 30736-3095 |
| Document Number | 0023950000000691 |
|---|---|
| Date | Jul 15, 2025 |
| Book Page | 0000002395/0000000691 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Mar 29, 2021 |
| Property Address | 345 SOUTHERN DR, RINGGOLD, GA 30736-3095 |
| Document Number | 0021250669 |
| Book / Page | 2125 / 669 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 2021-000652 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 SOUTHERN DR, RINGGOLD, GA 30736-3095 |
| Document Number | 0021250000000671 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 0000002125/0000000671 |
| Instrument | 003061 |
| Name | FIRST FEDERAL COMMUNITY BANK OF BUCYRUS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Mar 30, 2021 |
| Property Address | 345 SOUTHERN DR, RINGGOLD, GA 30736-3095 |
| Document Number | 0021250669 |
| Book / Page | 002125 / 000669 |
| Instrument Date | Mar 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2021 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 345 SOUTHERN DR RINGGOLD GA 307363095, RINGGOLD, GA 30736-3095 |
| Document Number | 21250671 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 002125/000671 |
| Name | FIRST FED'L CMNTY BK /BUCYRUS |
|---|---|
| Type | Bank |
| Address | BUCYRUS, OH 44820 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2051 |
The 2025 property tax bill for 345 Southern Dr was $2,439.
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,439.00 | $128,499 Land $14,000 Building $114,499 | $321,247 Land $35,000 Building $286,247 |
| 2023 | $2,118.00 (+27.05%) | $94,626 Land $14,000 Building $80,626 | $236,566 Land $35,000 Building $201,566 |
| 2022 | $1,667.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 345 Southern Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Southern Dr is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber · DSL in parts of the area | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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