304 Southern Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 304 Southern Dr, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,138 sqft · built 2008
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Sep 2021)
Tax Bill$1,980 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0025J033

Property Details

APN / Parcel Number

Primary APN0025J033
Alternative APN
  • 14616

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,138 sqft Heated Area
1st Floor Area1,138 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions155 ft deep x 85 ft wide
Garage Area624 sqft
PorchSlab
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number14616
Street Address304 SOUTHERN DR
CityRINGGOLD
StateGA
Zip30736-3094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 33 SOUTHERN HEIGHTS
Legal SubdivisionSOUTHERN HEIGHTS
Legal Lot Number33
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group1
Census Block1024
Census Tract30305

Owner

304 Southern Dr is owned and occupied by an individual who bought it in September 2021.

Source: Catoosa County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Mailing Address304 SOUTHERN DR, RINGGOLD, GA 30736-3094
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE
Feb 27, 2020Quit Claim Deed, Transfer
CARRINGTON MTG SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2021 · Amount on File
Deed SaleSep 10, 2021 · Amount on File
Prior SaleDec 19, 2011 · Amount on File
Deed Document Number20212242
Deed Book / Page2169 / 249
Prior Transfer DateJan 21, 2020
Prior Transfer Doc0020360680
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateSep 10, 2021
Property Address304 SOUTHERN DR, RINGGOLD, GA 30736-3094
Document Number0021690249
Book / Page2169 / 249
Instrument DateSep 10, 2021
Instrument2021-002242
Transaction TypeTransfer
Record UpdatedMay 19, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 SOUTHERN DR, RINGGOLD, GA 30736-3094

Mortgage

Document Number0021690000000251
DateSep 20, 2021
Book Page0000002169/0000000251
Instrument009208
Lender
NameFAIRWAY INDEPENDENT MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCATOOSA GA
Recording DateFeb 27, 2020
Property Address304 SOUTHERN DR, RINGGOLD, GA 30736-3094
Document Number0020360680
Book / Page002036 / 000680
Instrument DateJan 21, 2020
Transaction TypeTransfer
Record UpdatedMar 11, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address304 SOUTHERN DR RINGGOLD GA 307363094, RINGGOLD, GA 30736-3094

Mortgage

Document Number20360682
DateFeb 27, 2020
Book Page002036/000682
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
AmountAmount on Record
Term360 Months
DueFeb 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 304 Southern Dr was $1,980.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,980.00$104,326 Land $14,000 Building $90,326$260,816 Land $35,000 Building $225,816
2023$1,804.00 (+27.4%)$80,581 Land $14,000 Building $66,581$201,452 Land $35,000 Building $166,452
2022$1,416.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 Southern Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Southern Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCATOOSA UTIL. DIST. AUTHORITY
serves 59,643 people · EPA ID GA0470000
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ringgold Telephone Company
Fiber · DSL in parts of the area
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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