345 Scotch Rose Ln, Cibolo, TX 78108 Property Records

Guadalupe County property record for 345 Scotch Rose Ln, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	1,864 sqft · built 1988
Lot Size	0.139 acres (6,072 sqft)
Owner	Individual Name on Record
Last Sale	$184,100 (Mar 2018)
Tax Bill	$3,446 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G32451B0400300000`

Property Details

APN / Parcel Number

Primary APN	`1G32451B0400300000`
Alternative APNs	`000000043513` `000000219078` `43513`

Interior

Stories	2 Stories
Building Area	1,864 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	948 sqft
2nd Floor Area	916 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Roof Type	Gable
Lot Area	6,072 sqft (0.139 acres)
Garage Type	Attached
Garage Area	388 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	108 sqft
Deck Area	168 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	345 SCOTCH ROSE LN
City	CIBOLO
State	TX
Zip	78108-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 3 BLK: 4 ADDN: THISTLE CREEK #1B
Legal Subdivision	THISTLE CREEK #1B
Legal Block	B04
Legal Lot Number	3
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2005
Census Tract	210716

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 SCOTCH ROSE LN, CIBOLO, TX 78108-3109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FBC MTG
Mar 23, 2018	Warranty Deed, Transfer FBC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on Record
Deed Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	201899006213
Prior Transfer Date	Mar 20, 2018
Prior Transfer Doc	0099006213
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Dec 19, 2022
Property Address	345 SCOTCH ROSE LN, CIBOLO, TX 78108-3109
Document Number	0099037415
Map Reference	VOL 6 PG 433
Instrument Date	Dec 16, 2022
Instrument	202299037415
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2116 BENTWOOD DR, NEW BRAUNFELS, TX 78130-2972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 BENTWOOD DR, NEW BRAUNFELS, TX 78130-2972

Mortgage

Document Number	0099000869
Date	Dec 19, 2022
Instrument	202399000869

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	345 SCOTCH ROSE LN, CIBOLO, TX 78108-3109
Document Number	0000004768
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SCOTCH ROSE LN CIBOLO TX 781083109, CIBOLO, TX 78108-3109

Mortgage

Document Number	0000004768
Date	Feb 26, 2020
Instrument	4768

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Mar 23, 2018
Property Address	345 SCOTCH ROSE LN, CIBOLO, TX 78108-3109
Document Number	0000006213
Instrument Date	Mar 20, 2018
Instrument	6213
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SCOTCH ROSE LN CIBOLO TX 781083109, CIBOLO, TX 78108-3109

Mortgage

Document Number	6214
Date	Mar 23, 2018
Instrument	6214

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 22, 2023

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,235 (-5.3%) Land $42,527 Building $157,809	$200,336 (-3.82%) Land $42,527 Building $157,809
2025	$3,446.00 (-18.73%) Homeowner's exemption	$191,381 (-28.09%) Land $38,212 Building $170,085	$208,297 (-21.74%) Land $38,212 Building $170,085
2024	$4,240.00 (-5.8%)
2023	$4,501.00 (-2.22%) Homeowner's exemption	$266,157 Land $39,487 Building $226,670	$266,157 Land $39,487 Building $226,670
2022	$4,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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