341 Scotch Rose Ln, Cibolo, TX 78108 Property Records

Guadalupe County property record for 341 Scotch Rose Ln, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1990
Lot Size	0.139 acres (6,037 sqft)
Owner	Individual Name on File
Last Sale	$170,200 (Nov 2017)
Tax Bill	$2,347 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G32451B0400400000`

Property Details

APN / Parcel Number

Primary APN	`1G32451B0400400000`
Alternative APNs	`000000043514` `000000215110` `43514`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	1,494 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,037 sqft (0.139 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	30 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	341 SCOTCH ROSE LN
City	CIBOLO
State	TX
Zip	78108-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 4 BLK: 4 ADDN: THISTLE CREEK #1B
Legal Subdivision	THISTLE CREEK #1B
Legal Block	B04
Legal Lot Number	4
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2005
Census Tract	210716

Owner

Source: Guadalupe County assessment roll, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	341 SCOTCH ROSE LN, CIBOLO, TX 78108-3109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 12, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 27, 2017	Vendor's Lien, Transfer · FHA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 27, 2017 · Amount on Record
Deed Sale	Nov 27, 2017 · Amount on Record
Prior Sale	Nov 13, 2015 · Amount on Record
Deed Document Number	201727885
Prior Transfer Date	Nov 20, 2017
Prior Transfer Doc	0000027885
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	341 SCOTCH ROSE LN, CIBOLO, TX 78108-3109
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099012410
Date	Apr 13, 2021
Instrument	202199012410

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	341 SCOTCH ROSE LN, CIBOLO, TX 78108-3109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014540
Date	Jun 12, 2020
Instrument	202000014540

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Nov 27, 2017
Property Address	341 SCOTCH ROSE LN, CIBOLO, TX 78108-3109
Document Number	0000027885
Map Reference	VOL5 PG31B-32A
Instrument Date	Nov 20, 2017
Instrument	2017027885
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	STEWART TITLE GARDEN RIDGE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 SCOTCH ROSE LN, CIBOLO, TX 78108-3109

Mortgage

Document Number	0000027886
Date	Nov 27, 2017
Instrument	2017027886

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,131 (-1.76%) Land $42,428 Building $154,703	$197,131 (-1.76%) Land $42,428 Building $154,703
2025	$2,347.00 (-33.55%) Homeowner's exemption	$200,670 (-21.62%) Land $38,082 Building $162,588	$200,670 (-21.62%) Land $38,082 Building $162,588
2024	$3,532.00 (+8.91%)
2023	$3,243.00 (-16.97%) Homeowner's exemption	$256,032 Land $39,372 Building $216,660	$256,032 Land $39,372 Building $216,660
2022	$3,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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