San Diego County property record for 345 Pearce Grove Dr, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,287 sqft · built 1978 |
| Lot Size | 0.318 acres (13,838 sqft) |
| Owner | Company Name on File |
| Last Sale | $910,000 (Dec 2002) |
| Tax Bill | $14,757 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-112-73-00 |
| Primary APN | 254-112-73-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,287 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 13,838 sqft (0.318 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 345 PEARCE GROVE DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-1764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SEC 4-13-4W NWQ DOC77-263045 IN ST CLSD&BLKS 24&25 VAC MP 524 IN |
| Legal Range | 04W |
| Legal Township | 13 |
| Legal Section | 04 |
| Legal Subdivision | EOLUS AVE |
| Legal Block | 24,25 |
| Legal Lot Number | 2,3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 17701 |
Source: San Diego County records · APN 254-112-73-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 345 PEARCE GROVE DR, ENCINITAS, CA 92024-1764 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Jun 10, 2019 | Deed of Trust, Mortgage · ARM MUFG UNION BANK NA |
| May 23, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Feb 07, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 2002 · Amount on Record |
| Deed Sale | Dec 16, 2002 · Amount on Record |
| Prior Sale | Jul 31, 1989 · Amount on Record |
| Deed Document Number | 20021147290 |
| Last Transfer Date | Apr 27, 2017 |
| Transfer Doc | 0000231387 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 345 PEARCE GROVE DR, ENCINITAS, CA 92024-1764 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 345 PEARCE GROVE DR, ENCINITAS, CA 92024-1764 |
| Document Number | 0000839964 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021-0839964 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jan 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.87% |
| Index | Other |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 345 PEARCE GROVE DR, ENCINITAS, CA 92024-1764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000222547 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 2019-0222547 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 23, 2017 |
| Property Address | 345 PEARCE GROVE DR, ENCINITAS, CA 92024-1764 |
| Document Number | 0000231387 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 231387 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 345 PEARCE GROVE DR ENCINITAS CA 920241764, ENCINITAS, CA 92024-1764 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 07, 2017 |
| Property Address | 345 PEARCE GROVE DR, ENCINITAS, CA 92024-1764 |
| Document Number | 0000061522 |
| Instrument Date | Feb 03, 2017 |
| Instrument | 61522 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 PEARCE GROVE DR ENCINITAS CA 920241764, ENCINITAS, CA 92024-1764 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,344,328 (+2%) Land $605,687 Building $738,641 | |
| 2025 | $14,757.00 (+6.8%) Homeowner's exemption | $1,317,969 (+4.04%) Land $593,811 Building $724,158 |
| 2023 | $13,818.00 (+2.28%) Homeowner's exemption | $1,266,792 Land $570,753 Building $696,039 |
| 2022 | $13,510.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 629 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN DIEGUITO WD serves 40,405 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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