324 Pearce Grove Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 324 Pearce Grove Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,202 sqft · built 1991
Lot Size	0.266 acres (11,600 sqft)
Owner	2 Company Names on Record
Last Sale	$2,200,000 (Mar 2021)
Tax Bill	$26,267 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-112-57-00`

Property Details

APN / Parcel Number

Primary APN	`254-112-57-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,202 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Lot Area	11,600 sqft (0.266 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	324 PEARCE GROVE DR
City	ENCINITAS
State	CA
Zip	92024-1764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PAR 2 TR PM01699
Legal Subdivision	NORTH LEUCADIA
Legal Tract	1699
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1012
Census Tract	17701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	324 PEARCE GROVE DR, ENCINITAS, CA 92024-1764
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Feb 6, 2024	Intrafamily Transfer, Transfer
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Mar 5, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Apr 30, 1999 · Amount on Record
Deed Document Number	2021175490
Last Transfer Date	Feb 5, 2024
Transfer Doc	0000030324
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	324 PEARCE GROVE DR, ENCINITAS, CA 92024-1764
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 PEARCE GROVE DR, ENCINITAS, CA 92024-1764

Mortgage

Document Number	0000068469
Date	Mar 19, 2024
Instrument	2024-0068469

Lender

Name	FIRST BANK
Type	Bank
Address	TORRANCE, CA 90503

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 6, 2024
Property Address	324 PEARCE GROVE DR, ENCINITAS, CA 92024-1764
Document Number	0000030324
Map Reference	DOC 73-185742
Instrument Date	Feb 5, 2024
Instrument	2024-0030324
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	324 PEARCE GROVE DR, ENCINITAS, CA 92024-1764

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	324 PEARCE GROVE DR, ENCINITAS, CA 92024-1764
Transaction Type	Mortgage
Record Updated	Apr 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 PEARCE GROVE DR, ENCINITAS, CA 92024-1764

Mortgage

Document Number	0000158975
Date	Apr 12, 2022
Instrument	2022-0158975

Lender

Name	FIRST BANK
Type	Bank
Address	TORRANCE, CA 90503

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2021
Property Address	324 PEARCE GROVE DR, ENCINITAS, CA 92024-1764
Document Number	0000175490
Map Reference	DOC 73-185742
Instrument Date	Feb 10, 2021
Instrument	2021-0175490
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	324 PEARCE GROVE DR, ENCINITAS, CA 92024-1764

Mortgage

Document Number	0000175491
Date	Mar 5, 2021
Instrument	2021-0175491

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,428,974 (+2%) Land $1,744,446 Building $684,528
2025	$26,267.00 (+6.47%)	$2,381,348 (+4.04%) Land $1,710,242 Building $671,106
2023	$24,670.00 (+2.16%)	$2,288,880 Land $1,643,832 Building $645,048
2022	$24,149.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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