345 Margarite Rd, Middletown, CT 06457 Property Records

Middletown City property record for 345 Margarite Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,420 sqft · built 1948
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,000 (May 2019)
Tax Bill	$7,449 (2026)
Deeds & Mortgages	Jun 2024 Refinance May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:38 L:0169`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:38 L:0169`
Alternative APN	`R01245`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	3,165 sqft
1st Floor Area	1,420 sqft
Basement Area	1,132 sqft
Unfinished Basement	1,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	89,298 sqft (2.05 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R01245
Street Address	345 MARGARITE RD
City	MIDDLETOWN
State	CT
Zip	06457-5454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Lot Number	169
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3007
Census Tract	680200

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 MARGARITE RD, MIDDLETOWN, CT 06457-5454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
May 30, 2019	Warranty Deed, Transfer · FHA Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Prior Sale	Jun 26, 2009 · Amount on Record
Deed Document Number	20193466130003
Deed Book / Page	1944 / 167
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	345 MARGARITE RD, MIDDLETOWN, CT 06457-5454
Transaction Type	Mortgage
Record Updated	Jun 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002098-529
Date	Jun 10, 2024
Book Page	2098/529

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2029

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	May 30, 2019
Property Address	345 MARGARITE RD, MIDDLETOWN, CT 06457-5454
Document Number	1944-167
Book / Page	001944 / 000167
Instrument Date	May 21, 2019
Instrument	3466130003
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 MARGARITE RD MIDDLETOWN CT 064575454, MIDDLETOWN, CT 06457-5454

Mortgage

Document Number	1944-170
Date	May 30, 2019
Book Page	001944/000170
Instrument	3466140017

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,449.00 (+6.01%)	$192,920 (+1.61%) Land $81,630 Building $111,290	$393,741 (+196.25%)
2025		$189,870 (-) Land $81,630 Building $108,240	$132,909 Land $57,141 Building $75,768
2024	$7,027.00 (+4.52%)	$189,870 (-) Land $81,630 Building $108,240
2023	$6,723.00 (+16.54%)	$189,870 (+35.79%) Land $81,630 Building $108,240
2022	$5,769.00	$139,830 Land $60,470 Building $79,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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