325 Margarite Rd, Middletown, CT 06457 Property Records

Middletown City property record for 325 Margarite Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 1966
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Tax Bill	$9,030 (2026)
Deeds & Mortgages	Oct 2023 Refinance Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:38 L:0168-R04140`

Property Details

APN / Parcel Number

Primary APN	`M:38 L:0168-R04140`
Alternative APNs	`MTWN M:38 L:0168` `R04140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
Gross Area	3,508 sqft
1st Floor Area	1,617 sqft
Basement Area	1,298 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	50,094 sqft (1.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R04140
Street Address	325 MARGARITE RD
City	MIDDLETOWN
State	CT
Zip	06457-5454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Lot Number	168
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3007
Census Tract	680200

Owner

325 Margarite Rd is owned and occupied by an individual.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	325 MARGARITE RD, MIDDLETOWN, CT 06457-5454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CONNEX CU
Oct 17, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CONNEX CU
Sep 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
May 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	325 MARGARITE RD, MIDDLETOWN, CT 06457-5454
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002083-878
Date	Oct 20, 2023
Book Page	2083/878

Lender

Name	CONNEX CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	325 MARGARITE RD, MIDDLETOWN, CT 06457-5454
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002083-536
Date	Oct 17, 2023
Book Page	2083/536

Lender

Name	CONNEX CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	325 MARGARITE RD, MIDDLETOWN, CT 06457-5454
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002056-151
Date	Sep 21, 2022
Book Page	2056/151
Instrument	3729090005

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	325 MARGARITE RD, MIDDLETOWN, CT 06457-5454
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002007-333
Date	May 19, 2021
Book Page	2007/333
Instrument	3614120006

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 325 Margarite Rd was $9,030.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,030.00	$233,860 (+6.97%) Land $75,090 Building $158,770	$391,619 (+155.89%)
2025		$218,630 (-) Land $75,090 Building $143,540	$153,041 Land $52,563 Building $100,478
2024	$8,092.00 (+4.52%)	$218,630 (+1.33%) Land $75,090 Building $143,540
2023	$7,742.00 (+9.94%)	$215,760 (+26.4%) Land $75,090 Building $140,670
2022	$7,042.00	$170,690 Land $55,630 Building $115,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Margarite Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Margarite Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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