Flathead County property record for 345 Lore Lake Dr, Kalispell, MT 59901
| Property Type | Residential |
|---|---|
| Details | 3 bd · 2 ba · 1,848 sqft · built 1996 |
| Lot Size | 2.48 acres (108,029 sqft) |
| Owner | Individual on Record |
| Tax Bill | $855 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | R0782259 |
| Primary APN | R0782259 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,848 sqft Total Area |
| 1st Floor Area | 1,848 sqft |
| Basement Area | 1,848 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 108,029 sqft (2.48 acres) |
| Garage Type | Detached |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000792800 |
|---|---|
| Street Address | 345 LORE LAKE DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-7074 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | S32, T30 N, R22 W, C.O.S. 22071-B, ACRES 2.48, TR 1JK IN SW4SE4 |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 32 |
| Legal Subdivision | BEAR PAW SUBDIVISION |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL NORTHWEST |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 1701 |
Source: Flathead County assessment roll, as of September 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | PO BOX 16656, MISSOULA, MT 59808-6656 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Apr 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 8, 2023 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF MT L |
| Apr 19, 2022 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 24, 2019 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2022 |
| Deed Sale | Aug 1, 2022 |
| Prior Sale | Apr 19, 2022 · Amount on Record |
| Deed Document Number | 202218640 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 345 LORE LAKE DR, KALISPELL, MT 59901-7074 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 202100002928 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 202100002928 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 345 LORE LAKE DR, KALISPELL, MT 59901-7074 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | NOT AVAILABLE, FPT |
| Name | Verified Name |
|---|
| Document Number | 202200010773 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 202200010773 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Feb 8, 2023 |
| Property Address | 345 LORE LAKE DR, KALISPELL, MT 59901-7074 |
| Document Number | 202300002033 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 202300002033 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF MT L |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 16856, MISSOULA, MT 59808-6856 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Apr 19, 2022 |
| Property Address | 345 LORE LAKE DR, KALISPELL, MT 59901-7074 |
| Document Number | 202200010082 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 202200010082 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | FLATHEAD PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 345 LORE LAKE DR, KALISPELL, MT 59901-7074 |
| Document Number | 202200010083 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 202200010083 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 24, 2019 |
| Property Address | 345 LORE LAKE DR, KALISPELL, MT 59901-7074 |
| Document Number | 201900033699 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 201900033699 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 9554, KALISPELL, MT 59904-2554 |
| Document Number | 201900033700 |
|---|---|
| Date | Dec 24, 2019 |
| Instrument | 201900033700 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Flathead County assessment roll, as of September 3, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Olney-Bissell Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $855.00 (-29.1%) | $279,892 (+63.63%) | $279,892 (+63.63%) Land $246,172 Building $33,720 |
| 2023 | $1,206.00 | $171,054 | $171,054 Land $143,164 Building $27,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| InterBel Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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