Flathead County property record for 165 Lore Lake Dr, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,260 sqft · built 1980 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,470 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R863167 |
| Primary APN | R863167 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 261,360 sqft (6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Wood |
| Account Number | 0000016357 |
|---|---|
| Street Address | 30 LORE LAKE LN |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S32, T30 N, R22 W, ACRES 6, CS 21677-2, TR 1JJAAA IN SE4SE4 |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 32 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 21677 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL NORTHWEST |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 1701 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 30 LORE LAKE LN, KALISPELL, MT 59901-8751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CREDIT UNION |
| May 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 11, 2026 |
| Property Address | 30 LORE LAKE LN, KALISPELL, MT 59901-8751 |
| Document Number | 0000009470 |
| Instrument Date | May 11, 2026 |
| Instrument | 20269470 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Name | Verified Name |
|---|---|
| Address | 165 LORE LAKE DR, KALISPELL, MT 59901-7033 |
| Document Number | 0000009470, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20269470 |
| Name | WHITEFISH CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 19, 2026 |
| Property Address | 30 LORE LAKE LN, KALISPELL, MT 59901-8751 |
| Document Number | 0000010108 |
| Instrument Date | May 11, 2026 |
| Instrument | 202610108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Name | Verified Name |
|---|---|
| Address | 165 LORE LAKE DR, KALISPELL, MT 59901-7033 |
| Document Number | 0000010108, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202610108 |
| Name | WHITEFISH CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.92% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Olney-Bissell Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,470.00 (-34.81%) | $434,650 (+35.88%) | |
| 2025 | $434,650 (+35.88%) Land $277,500 Building $157,150 | ||
| 2023 | $2,255.00 | $319,880 | $319,880 Land $193,500 Building $126,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| InterBel Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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