345 Laurel Rd, Pearl River, NY 10965 Property Records

Rockland County and Orangetown Town property record for 345 Laurel Rd, Pearl River, NY 10965

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,547 sqft · built 1940
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN392489 68.11-2-8.2

Property Details

APN / Parcel Number

Primary APN392489 68.11-2-8.2
Alternative APNs
  • 248906801100020080020000
  • 0021876

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,547 sqft Living Area
1st Floor Area1,887 sqft
2nd Floor Area660 sqft
Basement Area350 sqft
Finished Basement350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Architectural StyleCape Cod
Exterior MaterialComposition/Composite
Lot Area8,276 sqft (0.189 acres)
Garage TypeDetached
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area884 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0021876
Old Parcel Number248906801100020080020000
Street Address345 LAUREL RD
CityPEARL RIVER
StateNY
Zip10965-1033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionFHA # 374-066995-3203 40/10/12/11
Legal Block2
Legal Lot Number8.002
JurisdictionROCKLAND NY
Township / Civil DivisionORANGETOWN
Census Block Group3
Census Block3009
Census Tract12600

Owner

345 Laurel Rd is owned and occupied by an individual.

Source: Rockland County and Orangetown Town records, as of February 14, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address345 LAUREL RD, PEARL RIVER, NY 10965-1033
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 7, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address345 LAUREL RD, PEARL RIVER, NY 10965-1033
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034212
DateNov 16, 2020
Instrument2020-00034212
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionOrangetown Town
Unified School DistrictPearl River Union Free School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$184,200 Land $32,700 Building $151,500$516,980 Land $91,777 Building $425,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 Laurel Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims15 (1979–2003)
Claims Outside the SFHA1 of 15
Most Recent ClaimSep 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Laurel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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