321 Laurel Rd, Pearl River, NY 10965 Property Records

Rockland County and Orangetown Town property record for 321 Laurel Rd, Pearl River, NY 10965

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,062 sqft · built 1999
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Owner Names on File
Last Sale	$557,500 (Jul 2013)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392489 68.11-2-12`

Property Details

APN / Parcel Number

Primary APN	`392489 68.11-2-12`
Alternative APNs	`248906801100020120000000` `0021884`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,062 sqft Living Area
1st Floor Area	1,091 sqft
2nd Floor Area	971 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	229 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0021884
Old Parcel Number	248906801100020120000000
Street Address	321 LAUREL RD
City	PEARL RIVER
State	NY
Zip	10965-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	40/10/13/8
Legal Subdivision	GEORGE & PAMELA S MCGEVNA PEAR
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	ORANGETOWN
Census Block Group	3
Census Block	3010
Census Tract	12600

Owner

The current owner of 321 Laurel Rd bought it in July 2013.

Source: Rockland County and Orangetown Town records, as of February 14, 2024

Owner of Record	2 Owner Names on File
Mailing Address	321 LAUREL RD, PEARL RIVER, NY 10965-1035

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2013 · Amount on File
Deed Sale	Jul 23, 2013 · Amount on File
Prior Sale	Oct 20, 1998 · Amount on File
Deed Document Number	0201327014
Deed Book / Page	2013 / 27014
Record Updated	Jun 7, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	321 LAUREL RD, PEARL RIVER, NY 10965-1035
Document Number	0000014939
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 LAUREL RD PEARL RIVER NY 109651035, PEARL RIVER, NY 10965-1035

Mortgage

Document Number	0000014939
Date	Jun 5, 2020
Instrument	14939

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2035

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Orangetown Town
Unified School District	Pearl River Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$252,600 Land $50,000 Building $202,600	$708,953 Land $140,331 Building $568,622

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Laurel Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (1979–2003)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Sep 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Laurel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20