McLeod County property record for 345 Lake Dr, Winsted, MN 55395
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,190 sqft · built 2005 |
| Lot Size | 0.052 acres (2,268 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $226,000 (May 2024) |
| Tax Bill | $3,224 (2026) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Jun 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.123.0110 |
| Primary APN | 21.123.0110 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,190 sqft Total Area |
| 1st Floor Area | 1,322 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,268 sqft (0.052 acres) |
| Lot Dimensions | 54 ft deep x 42 ft wide |
| Garage Type | Mixed |
| Garage Area | 540 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 345 LAKE DR |
|---|---|
| City | WINSTED |
| State | MN |
| Zip | 55395-6538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINSTED ON THE LAKE SIXTH ADD LOT-011 BLOCK-001 |
| Legal Subdivision | WINSTED ON THE LAKE SIXTH ADD |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | WINSTED |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950100 |
Source: McLeod County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 345 LAKE DR, WINSTED, MN 55395-6538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2024 | Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC |
| Jun 29, 2021 | Warranty Deed, Transfer AVENEL TITLE, AVENUE TITLE |
| Nov 18, 2011 | Quit Claim Deed, Transfer Quitclaim |
| Nov 18, 2011 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2024 · Amount on Record |
| Deed Sale | May 17, 2024 · Amount on Record |
| Prior Sale | Jun 29, 2021 · Amount on Record |
| Deed Document Number | 20241649106 |
| Transfer Doc | 0000t53374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | May 28, 2024 |
| Property Address | 345 LAKE DR, WINSTED, MN 55395-6538 |
| Document Number | 0000071671 |
| Instrument Date | May 15, 2024 |
| Instrument | 71671 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $745.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 LAKE DR, WINSTED, MN 55395-6538 |
| Document Number | 0000071672 |
|---|---|
| Date | May 28, 2024 |
| Instrument | 71672 |
| Name | CAMBRIA FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Jun 29, 2021 |
| Property Address | 345 LAKE DR, WINSTED, MN 55395-6538 |
| Document Number | 0000067960 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 67960 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | AVENEL TITLE, AVENUE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $683.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 LAKE DR, WINSTED, MN 55395-6538 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Nov 18, 2011 |
| Property Address | 345 LAKE DR, WINSTED, MN 55395-6538 |
| Document Number | 0000T53374 |
| Instrument | T53374 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Nov 18, 2011 |
| Property Address | 345 LAKE DR, WINSTED, MN 55395-6538 |
| Document Number | 0000T53375 |
| Instrument | T53375 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Winsted City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,224.00 (+22.68%) Homeowner's exemption | ||
| 2025 | $232,000 (+12.95%) Land $24,900 Building $207,100 | $232,000 (+12.95%) Land $24,900 Building $207,100 | |
| 2022 | $205,400 Land $23,700 Building $181,700 | $205,400 Land $23,700 Building $181,700 | |
| 2019 | $2,628.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winsted serves 2,226 people · EPA ID MN1430010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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