343 Lake Dr, Winsted, MN 55395 Property Records

McLeod County property record for 343 Lake Dr, Winsted, MN 55395

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,190 sqft · built 2005
Lot Size0.052 acres (2,268 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Mar 2025)
Tax Bill$3,444 (2025)
Deeds & MortgagesJan 2012 Mortgage
Mar 2025 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN21.123.0120

Property Details

APN / Parcel Number

Primary APN21.123.0120

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,190 sqft Total Area
1st Floor Area1,322 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,268 sqft (0.052 acres)
Lot Dimensions54 ft deep x 42 ft wide
Garage TypeMixed
Garage Area540 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address343 LAKE DR
CityWINSTED
StateMN
Zip55395-6538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINSTED ON THE LAKE SIXTH ADD LOT-012 BLOCK-001
Legal SubdivisionWINSTED ON THE LAKE SIXTH ADD
Legal Block1
Legal Lot Number12
JurisdictionMCLEOD MN
Township / Civil DivisionWINSTED
Census Block Group1
Census Block1013
Census Tract950100

Owner

Source: McLeod County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1014 ORLEANS LN N, CHAMPLIN, MN 55316-3599
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2012Deed of Trust, Mortgage
FLAGSHIP BANK WINSTED
Mar 28, 2025Warranty Deed, Subdivision Related Transfer
BURNETT TITLE, BURNET TITLE
Apr 17, 2013Land Contract, Transfer
Apr 17, 2013Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2025 · Amount on Record
Deed SaleMar 17, 2025 · Amount on Record
Prior SaleMar 24, 2016 · Amount on Record
Deed Document Number20251743886
Record UpdatedJun 8, 2026

January 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEOD MN
Property Address343 LAKE DR, WINSTED, MN 55395-6538
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 66, HUTCHINSON, MN 55350-0066

Mortgage

Document Number0000T53571
DateJan 4, 2012
InstrumentT53571
Lender
NameFLAGSHIP BANK WINSTED
Address110 1ST ST N, WINSTED, MN 55395
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.75%

March 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMCLEOD MN
Recording DateMar 28, 2025
Property Address343 LAKE DR, WINSTED, MN 55395-6538
Document Number0000072580
Instrument DateMar 17, 2025
Instrument72580
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 24, 2026
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount Recorded
Tax$742.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 ORLEANS LN N, CHAMPLIN, MN 55316-3599

April 2013: Land Contract, Transfer

Document TypeLand Contract
JurisdictionMCLEOD MN
Recording DateApr 17, 2013
Property Address343 LAKE DR, WINSTED, MN 55395-6538
Document Number0000T55819
Instrument DateApr 1, 2013
InstrumentT55819
Transaction TypeTransfer
Record UpdatedMar 24, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 116, WINSTED, MN 55395-0116

Transferred To (Grantee/Buyer)

NameVerified Name
Address343 LAKE DR, WINSTED, MN 55395-6538

April 2013: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLEOD MN
Recording DateApr 17, 2013
Property Address343 LAKE DR, WINSTED, MN 55395-6538
Document Number0000T55818
Instrument DateDec 29, 2011
InstrumentT55818
Transaction TypeTransfer
Record UpdatedMar 24, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 116, WINSTED, MN 55395-0116

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMcLeod County
MunicipalityWinsted City
Unified School DistrictHoward Lake-Waverly-Winsted (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,444.00 (+24.96%)$232,000 (+12.95%) Land $24,900 Building $207,100$232,000 (+12.95%) Land $24,900 Building $207,100
2022$205,400 Land $23,700 Building $181,700$205,400 Land $23,700 Building $181,700
2019$2,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWinsted
serves 2,226 people · EPA ID MN1430010
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
2,000 / 1,000
TDS Telecom
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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