Berkeley County property record for 345 Grade Rd, Falling Waters, WV 25419 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,752 sqft · built 1987 |
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jul 2019) |
| Tax Bill | $1,704 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-1-0104.0002 |
| Primary APN | 02-1-0104.0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 77,101 sqft (1.77 acres) |
| Terrain | Above Road/Slope |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 07154777 |
|---|---|
| Street Address | 345 GRADE RD |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-7091 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6A THE DOVE FARM 1.77 ACRES |
| Legal Subdivision | DOVE FARM |
| Legal Lot Number | 6A |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 971104 |
Source: Berkeley County records · APN 02-1-0104.0002
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 GRADE RD, FALLING WATERS, WV 25419-7091 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PNC BANK |
| Oct 03, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PNC BANK |
| Jul 29, 2019 | Deed, Transfer · Conventional Mortgage PNC BANK |
| Apr 02, 2019 | Deed, Transfer · Conventional Mortgage BANK OF CHARLES TOWN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on Record |
| Deed Sale | Jul 29, 2019 · Amount on Record |
| Prior Sale | Apr 02, 2019 · Amount on Record |
| Deed Document Number | 20190022183 |
| Deed Book / Page | 1256 / 542 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 345 GRADE RD, FALLING WATERS, WV 25419-7091 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003966/506 |
|---|---|
| Date | Nov 01, 2022 |
| Book Page | 3966/506 |
| Instrument | 20220038185 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 10, 2062 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 345 GRADE RD, FALLING WATERS, WV 25419-7091 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003957/151 |
|---|---|
| Date | Oct 03, 2022 |
| Book Page | 3957/151 |
| Instrument | 20220035459 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 10, 2062 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Jul 29, 2019 |
| Property Address | 345 GRADE RD, FALLING WATERS, WV 25419-7091 |
| Document Number | 001256/542 |
| Book / Page | 1256 / 542 |
| Map Reference | DB 411 PG 405 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 20190022183 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,501.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 20190022184 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 20190022184 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Apr 02, 2019 |
| Property Address | 345 GRADE RD, FALLING WATERS, WV 25419-7091 |
| Document Number | 001242/334 |
| Book / Page | 1242 / 334 |
| Map Reference | DB 411 PG 405 |
| Instrument Date | Mar 05, 2019 |
| Instrument | 20190009616 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,216.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5000 COOMBS FARM RD STE 104, 104, MORGANTOWN, WV 26508-1161 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003351/442 |
|---|---|
| Date | Apr 02, 2019 |
| Book Page | 3351/442 |
| Instrument | 20190009617 |
| Name | BANK OF CHARLES TOWN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Berkeley County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,704.00 (+1.31%) | $140,220 (+5.32%) Land $48,720 Building $91,500 | $233,700 (+5.32%) Land $81,200 Building $152,500 |
| 2023 | $1,682.00 | $133,140 Land $41,220 Building $91,920 | $221,900 Land $68,700 Building $153,200 |
Source: FEMA National Flood Hazard Layer, Berkeley County (54003C), updated July 7, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540039711041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | May 2025, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 21% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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