326 Eckford Dr, Troy, MI 48085 Property Records

Oakland County property record for 326 Eckford Dr, Troy, MI 48085 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,806 sqft · built 1981
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (Oct 2021)
Tax Bill$6,249 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-15-178-012

Property Details

APN / Parcel Number

Primary APN88-20-15-178-012

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,806 sqft Living Area
1st Floor Area1,651 sqft
Basement Area1,177 sqft
Unfinished Basement1,651 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions155 ft deep x 125 ft wide
Garage Area428 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area64 sqft
Deck Area462 sqft
Patio Area462 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address326 ECKFORD DR
CityTROY
StateMI
Zip48085-4781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 15 STREAMVIEW SUB LOT 66
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionSTREAMVIEW SUB
Legal Lot Number66
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4002
Census Tract197000

Owner

Source: Oakland County records · APN 88-20-15-178-012

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address326 ECKFORD DR, TROY, MI 48085-4781
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 01, 2021Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE 1 INC
Jun 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
CREDIT UNION ONE
Feb 09, 2018Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 01, 2021 · Amount on Record
Deed SaleOct 01, 2021 · Amount on Record
Prior SaleDec 27, 2016 · Amount on Record
Deed Document Number2021234963
Deed Book / Page56939 / 160
Prior Transfer DateApr 30, 2009
Prior Transfer Doc0000094071
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address326 ECKFORD DR, TROY, MI 48085-4781
Transaction TypeMortgage
Record UpdatedFeb 10, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 ECKFORD DR, TROY, MI 48085-4781

Mortgage

Document Number0000063075
DateMar 11, 2021
Book Page55859/517
Instrument63075
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 01, 2021
Property Address326 ECKFORD DR, TROY, MI 48085-4781
Document Number0000234963
Book / Page56939 / 160
Map ReferenceLB 166 PG 1-3
Instrument DateSep 15, 2021
Instrument234963
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,214.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address326 ECKFORD DR, TROY, MI 48085-4781

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 ECKFORD DR, TROY, MI 48085-4781

Mortgage

Document Number0056939161
DateOct 01, 2021
Instrument56939/161
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address326 ECKFORD DR, TROY, MI 48085-4781
Document Number0000105640
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedAug 19, 2019
Title CompanySTA TITLE COMPANY, STA TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address326 ECKFORD DR TROY MI 480854781, TROY, MI 48085-4781

Mortgage

Document Number0000105640
DateJul 02, 2019
Book Page052988/000036
Instrument105640
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2034

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address326 ECKFORD DR, TROY, MI 48085-4781
Document Number0000026351
Instrument DateFeb 09, 2018
Transaction TypeMortgage
Record UpdatedMar 02, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 ECKFORD DR TROY MI 480854781, TROY, MI 48085-4781

Mortgage

Document Number0000026351
DateFeb 15, 2018
Book Page051565/000055
Instrument26351
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 14, 2048

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,249.00 (+2.39%)
2024$6,103.00 (-3.34%)
2023$364,080
2022$6,314.00$182,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 6% of the US · above 15% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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