345 E Gulf Dr, Sanibel, FL 33957 Property Records

Lee County property record for 345 E Gulf Dr, Sanibel, FL 33957

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 3,790 sqft · built 1984
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on File
Last Sale$1,270,000 (Jan 2025)
Tax Bill$14,972 (2025)
Flood ZoneZone AE (high risk)
APN21-46-23-T1-00004.0060

Property Details

APN / Parcel Number

Primary APN21-46-23-T1-00004.0060
Alternative APNs
  • 232146T1000040060
  • 10126519

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,790 sqft Living Area
Gross Area5,966 sqft
1st Floor Area2,180 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area550 sqft
PorchFinished/Open Porch
Porch Area877 sqft
Patio Area1,060 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10126519
Street Address345 E GULF DR
CitySANIBEL
StateFL
Zip33957-7214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG E SI GULF DR 400 FT SLY FR INTSEC GULF DR + S LI ISL RD CONT SA CRS 100
Legal Range23E
Legal Township46S
Legal Section21
Legal SubdivisionSANIBEL ESTATES: ANCHOR DR TO LT. HOUSE
Legal TractT1
Legal Block1
Legal Lot Number11
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1000
Census Tract80202

Owner

345 E Gulf Dr is owned by two individuals who bought it in January 2025.

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address140 ARROWHEAD CT, NEW CASTLE, PA 16105-2930
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2025 · Amount on File
Deed SaleJan 16, 2025 · Amount on File
Prior SaleApr 14, 2016 · Amount on File
Deed Document Number202514600
Prior Transfer DateNov 9, 2007
Prior Transfer Doc0000375675
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 345 E Gulf Dr was $14,972.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalitySanibel City
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$958,543 (-6.29%) Land $432,187 Building $526,356$958,543 (-6.29%) Land $432,187 Building $526,356
2025$14,972.00$1,022,837 Land $484,923 Building $537,914$1,022,837 Land $484,923 Building $537,914
2023$14,109.00 (+12.95%) Homeowner's exemption$1,126,223 (+10.9%)$1,418,537 (+16.13%) Land $529,780 Building $888,757
2022$12,491.00 Homeowner's exemption$1,015,566$1,221,511 Land $415,301 Building $806,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 E Gulf Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 465 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,022 units insured
incl. 557 condo units
Nearby Flood Claims1,006 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Nov 2022 · 288 claims
  • Hurricane Ian, Oct 2022 · 277 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 184 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 E Gulf Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on E Gulf Dr

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