325 E Gulf Dr, Sanibel, FL 33957 Property Records

Lee County property record for 325 E Gulf Dr, Sanibel, FL 33957

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 525 sqft · built 1959
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Feb 2020)
Tax Bill	$6,926 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`21-46-23-T1-00004.0070`

Property Details

APN / Parcel Number

Primary APN	`21-46-23-T1-00004.0070`
Alternative APN	`10126520`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	525 sqft Living Area
Gross Area	1,100 sqft
1st Floor Area	525 sqft
Flooring	Ceramic Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	187 sqft
Patio Area	210 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	10126520
Street Address	325 E GULF DR
City	SANIBEL
State	FL
Zip	33957-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG ON E LI GULF DR.200 FT.SELY FR INTERSEC SD DR. + S LI ISLD RD TH SELY ALG
Legal Range	23
Legal Township	46
Legal Section	21
Legal Subdivision	SANIBEL ESTATES: ANCHOR DR TO LT. HOUSE
Legal Block	4
Legal Lot Number	7
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1000
Census Tract	80202

Owner

325 E Gulf Dr is owned and occupied by an individual who acquired it in April 2022.

Source: Lee County records, as of December 25, 2025

Owner of Record	Individual Name on File
Mailing Address	325 E GULF DR, SANIBEL, FL 33957-7214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES
Feb 4, 2020	Warranty Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2020 · Amount on File
Deed Sale	Feb 4, 2020 · Amount on File
Prior Sale	Feb 4, 2020 · Amount on File
Deed Document Number	0000030872
Last Transfer Date	Apr 13, 2022
Transfer Doc	0000124386
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 13, 2022
Property Address	325 E GULF DR, SANIBEL, FL 33957-7214
Document Number	0000124386
Instrument Date	Apr 11, 2022
Instrument	2022000124386
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 ANTIQUA WAY, 209, NICEVILLE, FL 32578-4002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 E GULF DR, SANIBEL, FL 33957-7214

Mortgage

Document Number	0000124387
Date	Apr 13, 2022
Instrument	2022000124387

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Feb 4, 2020
Property Address	325 E GULF DR, SANIBEL, FL 33957-7214
Document Number	0000030872
Instrument Date	Jan 31, 2020
Instrument	2020000030872
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	SUPERIOR TTL SVCS OF SANIBEL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41W S MAIN ST # 655, 41W, ELBURN, IL 60119-9169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 ANTIQUA WAY, NICEVILLE, FL 32578-4002

Mortgage

Document Number	0000030873
Date	Feb 4, 2020
Instrument	2020000030873

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 325 E Gulf Dr was $6,926.

Source: Lee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Sanibel City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,926.00	$496,618 Land $496,608 Building $10	$496,618 Land $496,608 Building $10
2023	$5,028.00 (-22.46%) Homeowner's exemption	$367,365 (-30.85%)	$540,055 (+1.65%) Land $540,045 Building $10
2022	$6,484.00	$531,278 Land $415,301 Building $115,977	$531,278 Land $415,301 Building $115,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 E Gulf Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 465 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,022 units insured incl. 557 condo units
Nearby Flood Claims	1,006 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Nov 2022 · 288 claims Hurricane Ian, Oct 2022 · 277 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 184 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 E Gulf Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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