345 E Division St, Rockford, MI 49341 Property Records

Kent County property record for 345 E Division St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,576 sqft
Lot Size	0.776 acres (33,803 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Sep 2023)
Tax Bill	$5,803 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-06-36-481-015`

Property Details

APN / Parcel Number

Primary APN	`41-06-36-481-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,576 sqft Living Area
1st Floor Area	1,758 sqft

Exterior

Lot Area	33,803 sqft (0.776 acres)
Lot Dimensions	132 ft deep x 101 ft wide
Garage Area	1,134 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	847 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	345 E DIVISION ST
City	ROCKFORD
State	MI
Zip	49341-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	W 2 A. OF LOT 42 EX N 132 FT & EX S 132 FT OF W 150 FT * VILLAGE OF ROCKFORD
Legal Subdivision	VILLAGE OF ROCKFORD
Legal Lot Number	42
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1014
Census Tract	10700

Owner

345 E Division St is owned and occupied by an individual who bought it in September 2023.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	345 E DIVISION ST, ROCKFORD, MI 49341-1305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
Mar 14, 2023	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on File
Deed Sale	Sep 13, 2023 · Amount on File
Prior Sale	Mar 14, 2023 · Amount on File
Deed Document Number	202352339
Prior Transfer Date	Oct 7, 1998
Prior Transfer Doc	2011048761
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 13, 2023
Property Address	345 E DIVISION ST, ROCKFORD, MI 49341-1305
Document Number	0000052339
Map Reference	LB 19 PG 5
Instrument Date	Sep 8, 2023
Instrument	20230913-0052339
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	TOWN TITLE AGENCY LLC, OWNERS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 E DIVISION ST, ROCKFORD, MI 49341-1305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3821 SIMOT RD, EATON RAPIDS, MI 48827-9630

Mortgage

Document Number	0000052340
Date	Sep 13, 2023
Instrument	20230913-0052340

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 14, 2023
Property Address	345 E DIVISION ST, ROCKFORD, MI 49341-1305
Document Number	0000012922
Map Reference	LB 19 PG 5
Instrument Date	Mar 3, 2023
Instrument	20230314-0012922
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 E DIVISION ST, ROCKFORD, MI 49341-1305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 E DIVISION ST, ROCKFORD, MI 49341-1305

Mortgage

Document Number	0000012923
Date	Mar 14, 2023
Instrument	20230314-0012923

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	345 E DIVISION ST, ROCKFORD, MI 49341-1305
Document Number	0000026158
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	345 E DIVISION ST ROCKFORD MI 493411305, ROCKFORD, MI 49341-1305

Mortgage

Document Number	0000026158
Date	Mar 23, 2020
Instrument	26158

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 22, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 345 E Division St was $5,803.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,100 (+3.72%)	$390,200 (+3.72%)
2025	$5,803.00 Homeowner's exemption	$188,100	$376,200
2023		$143,700	$287,400
2021	$2,909.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 345 E Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 E Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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