Ellis County property record for 345 Cole Rd, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,412 sqft · built 1974 |
| Lot Size | 1.98 acres (86,654 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $737,983 (Jun 2022) |
| Tax Bill | $10,582 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R186855 |
| Primary APN | R186855 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,412 sqft Living Area |
| Gross Area | 4,488 sqft |
| 1st Floor Area | 2,768 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 86,654 sqft |
| Porch | Covered Porch |
| Porch Area | 402 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 345 COLE RD |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-4705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 630 A M LAVENDER 1.9893 ACRES |
| Legal Subdivision | A M LAVENDER |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 60207 |
345 Cole Rd is owned and occupied by two individuals who bought it in June 2022.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 COLE RD, RED OAK, TX 75154-4705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on File |
| Deed Sale | Jun 8, 2022 · Amount on File |
| Prior Sale | Apr 10, 2013 · Amount on File |
| Deed Document Number | 202223757 |
| Prior Transfer Date | Apr 3, 2013 |
| Prior Transfer Doc | 0000008272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jun 8, 2022 |
| Property Address | 345 COLE RD, RED OAK, TX 75154-4705 |
| Document Number | 0002223757 |
| Map Reference | VOL 503 PG 168 |
| Instrument Date | Jun 2, 2022 |
| Instrument | 2223757 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | WFG NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 COLE RD, RED OAK, TX 75154-4705 |
| Document Number | 0002223758 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2223758 |
| Name | THE FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | ENNIS, TX 75120 |
| Special Notes | Seller Financed |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jun 2, 2053 |
The 2025 property tax bill for 345 Cole Rd was $10,582 with a homeowner's exemption, down 7.9% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $600,106 (+0.91%) Land $187,000 Building $413,106 | $600,106 (+0.91%) Land $187,000 Building $413,106 | |
| 2025 | $10,582.00 (-7.88%) Homeowner's exemption | $594,692 Land $187,000 Building $407,692 | $594,692 Land $187,000 Building $407,692 |
| 2024 | $11,487.00 (-4.16%) | ||
| 2023 | $11,986.00 | $631,800 Land $154,000 Building $477,800 | $631,800 Land $154,000 Building $477,800 |
| 2018 | $6,419.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Cole Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Cole Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKETT SUD serves 46,614 people · EPA ID TX0700033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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