315 Cole Rd, Red Oak, TX 75154 Property Records

Ellis County property record for 315 Cole Rd, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 1973
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$346,844 (Dec 2023)
Tax Bill	$4,261 (2025)
Deeds & Mortgages	Dec 2023 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R186856`

Property Details

APN / Parcel Number

Primary APN	`R186856`
Alternative APNs	`99063000001800111` `186856`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	1,750 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	704 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	315 COLE RD
City	RED OAK
State	TX
Zip	75154-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	630 A M LAVENDER TR 5 1 ACRES
Legal Subdivision	A M LAVENDER
Legal Tract	5
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	4
Census Block	4001
Census Tract	60207

Owner

315 Cole Rd is owned and occupied by two individuals who bought it in December 2023.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	315 COLE RD, RED OAK, TX 75154-4705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Vendor's Lien, Transfer · VA Mortgage CREDIT UNION OF TEXAS
May 6, 2021	Intrafamily Transfer, Transfer
Jan 4, 2021	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on File
Deed Sale	Dec 18, 2023 · Amount on File
Prior Sale	Dec 18, 2023
Deed Document Number	202337071
Prior Transfer Date	May 5, 2021
Prior Transfer Doc	0000020174
Record Updated	Sep 20, 2026

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Dec 18, 2023
Property Address	315 COLE RD, RED OAK, TX 75154-4705
Document Number	0002337071
Map Reference	DOC 2120174
Instrument Date	Dec 15, 2023
Instrument	2337071
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 COLE RD, RED OAK, TX 75154-4705

Mortgage

Document Number	0002337072
Date	Dec 18, 2023
Instrument	2337072

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELLIS TX
Recording Date	May 6, 2021
Property Address	315 COLE RD, RED OAK, TX 75154-4705
Document Number	2120174
Map Reference	MAP 19-3
Instrument Date	May 5, 2021
Instrument	2120174
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	719 S BRIGHTON AVE, DALLAS, TX 75208-7402

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jan 4, 2021
Property Address	315 COLE RD, RED OAK, TX 75154-4705
Document Number	0000000120
Instrument Date	Jan 2, 2021
Instrument	120
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 S BRITON AVE DALLAS TX 75208, DALLAS, TX 75208

Tax Assessment & Valuation

The 2025 property tax bill for 315 Cole Rd was $4,261, down 6.8% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,015 (-4.22%) Land $125,000 Building $159,015	$284,015 (-4.22%) Land $125,000 Building $159,015
2025	$4,261.00 (-6.78%)	$296,524 Land $125,000 Building $171,524	$296,524 Land $125,000 Building $171,524
2024	$4,571.00 (-17.67%)
2023	$5,552.00	$375,652 Land $125,000 Building $250,652	$375,652 Land $125,000 Building $250,652
2018	$874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Cole Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Cole Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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