Calvert County property record for 345 Chippewa Ln, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,692 sqft · built 2005 |
| Lot Size | 0.366 acres (15,982 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Sep 2023) |
| Tax Bill | $3,841 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Aug 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-111035 |
| Primary APN | 01-111035 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,692 sqft Total Area |
| Basement Area | 714 sqft |
| Finished Basement | 714 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,982 sqft (0.366 acres) |
| Porch | Slab |
| Porch Area | 150 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 111035 |
|---|---|
| Street Address | 345 CHIPPEWA LN |
| City | LUSBY |
| State | MD |
| Zip | 20657-5572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 16 SEC 3L CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 16 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 861003 |
345 Chippewa Ln is owned and occupied by two individuals who bought it in September 2023.
Source: Calvert County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 CHIPPEWA LN, LUSBY, MD 20657-5572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Aug 4, 2017 | Deed, Transfer · Conventional Mortgage TOWNEBANK |
| Aug 4, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2023 · Amount on File |
| Deed Sale | Sep 7, 2023 · Amount on File |
| Prior Sale | Aug 4, 2017 · Amount on File |
| Deed Book / Page | 6479 / 425 |
| Prior Transfer Date | May 3, 2016 |
| Prior Transfer Doc | 0050390486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 7, 2023 |
| Property Address | 345 CHIPPEWA LN, LUSBY, MD 20657-5572 |
| Document Number | 0064790425 |
| Book / Page | 6479 / 425 |
| Map Reference | MB JLB 1 PL 73 |
| Instrument Date | Aug 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $962.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 345 CHIPPEWA LN, LUSBY, MD 20657-5572 |
| Document Number | 0006479433 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 6479/433 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 4, 2017 |
| Property Address | 345 CHIPPEWA LN, LUSBY, MD 20657-5572 |
| Document Number | 0050390490 |
| Book / Page | 5039 / 490 |
| Map Reference | MB JLB PL73 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 345 CHIPPEWA LN, LUSBY, MD 20657-5572 |
| Document Number | 0005039495 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 5039/495 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 4, 2017 |
| Property Address | 345 CHIPPEWA LN, LUSBY, MD 20657-5572 |
| Document Number | 0050390486 |
| Book / Page | 005039 / 000486 |
| Instrument Date | Feb 19, 2016 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $177.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 CHIPPEWA LN LUSBY MD 206575572, LUSBY, MD 20657-5572 |
The 2025 property tax bill for 345 Chippewa Ln was $3,841.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,300 (+14.53%) Land $55,200 Building $306,100 | $361,300 (-) Land $55,200 Building $306,100 | |
| 2025 | $3,841.00 | $315,467 | $361,300 Land $55,200 Building $306,100 |
| 2023 | $2,325.00 | $223,800 Land $55,200 Building $168,600 | $223,800 Land $55,200 Building $168,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Chippewa Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2003) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Chippewa Ln is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 88% of Maryland |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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