Calvert County property record for 342 Chippewa Ln, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,740 sqft · built 1997 |
| Lot Size | 0.361 acres (15,730 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Aug 2019) |
| Tax Bill | $3,322 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-098039 |
| Primary APN | 01-098039 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Total Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,730 sqft (0.361 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 098039 |
|---|---|
| Street Address | 342 CHIPPEWA LN |
| City | LUSBY |
| State | MD |
| Zip | 20657-5571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 14 SEC 3-L CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 14 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 861003 |
342 Chippewa Ln is owned and occupied by an individual who bought it in August 2019.
Source: Calvert County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 342 CHIPPEWA LN, LUSBY, MD 20657-5571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA |
| Aug 1, 2019 | Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on File |
| Deed Sale | Aug 1, 2019 · Amount on File |
| Prior Sale | Feb 15, 2006 · Amount on File |
| Deed Book / Page | 5404 / 206 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 342 CHIPPEWA LN, LUSBY, MD 20657-5571 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 342 CHIPPEWA LN, LUSBY, MD 20657-5571 |
| Document Number | 0063180174 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 6318/174 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 1, 2019 |
| Property Address | 342 CHIPPEWA LN, LUSBY, MD 20657-5571 |
| Document Number | 0054040206 |
| Book / Page | 5404 / 206 |
| Map Reference | MB JLB 1 PL 73 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 5404212 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 5404/212 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 342 Chippewa Ln was $3,322 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,100 Land $55,200 Building $241,900 | $297,100 Land $55,200 Building $241,900 | |
| 2025 | $3,322.00 | ||
| 2023 | $2,296.00 Homeowner's exemption | $221,000 Land $55,200 Building $165,800 | $221,000 Land $55,200 Building $165,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 342 Chippewa Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2003) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 342 Chippewa Ln is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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