San Diego County property record for 345 Carmel Creeper Pl, Encinitas, CA 92024
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,088 sqft · built 1999 |
| Lot Size | 1.48 acres (64,522 sqft) |
| Owner | Company Name on File |
| Last Sale | $687,000 (May 2019) |
| Tax Bill | $9,996 (2025) |
| Deeds & Mortgages | Jul 2020 Transfer May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 256-330-56-17 |
| Primary APN | 256-330-56-17 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,088 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Lot Area | 64,522 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 345 CARMEL CREEPER PL |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-7703 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | ER-MU2 |
| Legal Description | LOT 5 US131PER DOC98-142315&UND INT IN MODULE E IN TR 013481 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 013481 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 17603 |
Source: San Diego County records · APN 256-330-56-17
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 345 CARMEL CREEPER PL, ENCINITAS, CA 92024-7703 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 02, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW HM LNS |
| May 15, 2019 | Grant Deed, Transfer · Conventional Mortgage BROADVIEW LM LNS |
| Mar 08, 2019 | Grant Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2019 · Amount on Record |
| Deed Sale | May 15, 2019 · Amount on Record |
| Prior Sale | Mar 08, 2019 · Amount on Record |
| Deed Document Number | 2019184030 |
| Last Transfer Date | May 27, 2020 |
| Transfer Doc | 0000349861 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 02, 2020 |
| Property Address | 345 CARMEL CREEPER PL, ENCINITAS, CA 92024-7703 |
| Document Number | 0000349861 |
| Instrument Date | May 27, 2020 |
| Instrument | 349861 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 345 CARMEL CREEPER PL ENCINITAS CA 920247703, ENCINITAS, CA 92024-7703 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 345 CARMEL CREEPER PL, ENCINITAS, CA 92024-7703 |
| Document Number | 0000238382 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN |
| Name | Verified Name |
|---|---|
| Address | 345 CARMEL CREEPER PL ENCINITAS CA 920247703, ENCINITAS, CA 92024-7703 |
| Document Number | 0000238382 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 238382 |
| Name | BROADVIEW HM LNS |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 15, 2019 |
| Property Address | 345 CARMEL CREEPER PL, ENCINITAS, CA 92024-7703 |
| Document Number | 0000184030 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 184030 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $755.70 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 CARMEL CREEPER PL ENCINITAS CA 920247703, ENCINITAS, CA 92024-7703 |
| Document Number | 184031 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 184031 |
| Name | BROADVIEW LM LNS |
|---|---|
| Address | 1 BAXTER WAY # 120, WESTLAKE VILLAGE, CA 91362-3809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 08, 2019 |
| Property Address | 345 CARMEL CREEPER PL, ENCINITAS, CA 92024-7703 |
| Document Number | 0000083183 |
| Map Reference | MAP 13481 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 2019-0083183 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 22, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 339, CARLSBAD, CA 92018-0339 |
| Mail Care Of | R MARTY SMITH |
| Document Number | 0000083184 |
|---|---|
| Date | Mar 08, 2019 |
| Instrument | 2019-0083184 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $781,683 (+2%) Land $455,129 Building $326,554 | |
| 2025 | $9,996.00 (+12.1%) Homeowner's exemption | $766,356 (+4.04%) Land $446,205 Building $320,151 |
| 2023 | $8,917.00 (+4.21%) Homeowner's exemption | $736,599 Land $428,879 Building $307,720 |
| 2022 | $8,557.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Spectrum.
Based on FCC filings for 358 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN DIEGUITO WD serves 40,405 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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