358 Carmel Creeper Pl, Encinitas, CA 92024 Property Records

San Diego County property record for 358 Carmel Creeper Pl, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,088 sqft · built 1999
Lot Size	1.48 acres (64,522 sqft)
Owner	2 Individual Names on File
Last Sale	$1,040,000 (Mar 2025)
Tax Bill	$9,240 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`256-330-56-05`

Property Details

APN / Parcel Number

Primary APN	`256-330-56-05`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,088 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	64,522 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	358 CARMEL CREEPER PL
City	ENCINITAS
State	CA
Zip	92024-7703
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 5 US 5 PER DOC98-142315&UND INT IN MODULE E IN TR 013481
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	013481
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	17603

Owner

Source: San Diego County records · APN 256-330-56-05

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	358 CARMEL CREEPER PL, ENCINITAS, CA 92024-7703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 03, 2017	Quit Claim Deed, Transfer LAWYERS TITLE
Apr 03, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS
Apr 03, 2017	Quit Claim Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 2025 · Amount on Record
Deed Sale	Mar 05, 2025 · Amount on Record
Prior Sale	Apr 03, 2017 · Amount on Record
Deed Document Number	202556200
Prior Transfer Date	Mar 13, 2017
Prior Transfer Doc	0000146077
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	358 CARMEL CREEPER PL, ENCINITAS, CA 92024-7703
Transaction Type	Mortgage
Record Updated	Oct 08, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 CARMEL CREEPER PL, ENCINITAS, CA 92024-7703

Mortgage

Document Number	0000270958
Date	Sep 30, 2025
Instrument	2025-0270958

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Oct 01, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Max Rate	10.8%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 03, 2017
Property Address	358 CARMEL CREEPER PL, ENCINITAS, CA 92024-7703
Document Number	0000146078
Instrument Date	Mar 27, 2017
Instrument	146078
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	358 CARMEL CREEPER PL ENCINITAS CA 920247703, ENCINITAS, CA 92024-7703

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 03, 2017
Property Address	358 CARMEL CREEPER PL, ENCINITAS, CA 92024-7703
Document Number	0000146079
Instrument Date	Mar 13, 2017
Instrument	146079
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$653.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	358 CARMEL CREEPER PL ENCINITAS CA 920247703, ENCINITAS, CA 92024-7703

Mortgage

Document Number	146080
Date	Apr 03, 2017
Instrument	146080

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 02, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 03, 2017
Property Address	358 CARMEL CREEPER PL, ENCINITAS, CA 92024-7703
Document Number	0000146077
Instrument Date	Mar 13, 2017
Instrument	146077
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	358 CARMEL CREEPER PL ENCINITAS CA 920247703, ENCINITAS, CA 92024-7703

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,060,799 (+53.94%) Land $821,843 Building $238,956
2025	$9,240.00 (+12.57%)	$689,091 (+4.04%) Land $533,866 Building $155,225
2023	$8,208.00 (+4.39%)	$662,336 Land $513,137 Building $149,199
2022	$7,863.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 358 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ting Fiber	Fiber	2,000 / 2,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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