Dubuque County property record for 345 Bluff St, Dubuque, IA 52001 · Last verified October 2025
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,862 sqft · built 1860 |
| Lot Size | 0.079 acres (3,480 sqft) |
| Owner | Company Name on File |
| Last Sale | $320,000 (Nov 2018) |
| Tax Bill | $3,342 (2024) |
| Deeds & Mortgages | Nov 2025 Line of Credit Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-254-046 |
| Primary APN | 10-25-254-046 |
|---|
| Stories | 3 Stories |
|---|---|
| Building Area | 2,862 sqft Gross Area |
| 1st Floor Area | 656 sqft |
| Basement Area | 656 sqft |
| Year Built | Built 1860 |
|---|---|
| Exterior Material | Brick |
| Roof Material | Urethane Foam |
| Lot Area | 3,480 sqft (0.079 acres) |
| Porch | Porch |
| Water Source | Commercial |
|---|
| Street Address | 345 BLUFF ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-6921 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT 1 OF 1 OF CITY LOT 609 |
| Legal Lot Number | 1,609 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 702 |
Source: Dubuque County records · APN 10-25-254-046
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 345 1/2 BLUFF ST, DUBUQUE, IA 52001-6996 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 03, 2025 | Deed of Trust, Mortgage · Line of Credit GREENSTATE CU |
| Dec 28, 2018 | Deed of Trust, Mortgage · Stand-Alone First Mortgage DUPACO COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Deed Document Number | 0001815200 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 345 BLUFF ST, DUBUQUE, IA 52001-6921 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000011859 |
|---|---|
| Date | Nov 03, 2025 |
| Instrument | 2025-00011859 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | 2355 LANDON RD, NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 345 BLUFF ST, DUBUQUE, IA 52001-6921 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015202 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 2018-00015202 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52001 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $263,700 (+35.16%) Land $28,200 Building $235,500 | $263,700 (+35.16%) Land $28,200 Building $235,500 | |
| 2024 | $3,342.00 (+22.06%) | ||
| 2023 | $195,100 (+30.97%) Land $25,100 Building $170,000 | $195,100 (+30.97%) Land $25,100 Building $170,000 | |
| 2022 | $2,738.00 | $148,970 Land $25,060 Building $123,910 | |
| 2021 | $148,970 Land $25,060 Building $123,910 |
Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Cathedral Historic District listed 1985 · 97 contributing resources · NRIS 85002501 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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