315 Bluff St, Dubuque, IA 52001 Property Records

Dubuque County property record for 315 Bluff St, Dubuque, IA 52001 · Last verified October 2025

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 1876
Square Footage4,158 sqft Gross Area
Lot Size4,865 sqft (0.111 acres)
OccupancyOwner Occupied
Last Sale$330,000 (2018)
Tax Bill$4,964.00 (2024)

Owner

Source: Dubuque County records · APN 10-25-254-049

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address315 BLUFF ST, DUBUQUE, IA 52001-6921
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Deed of Trust, Mortgage · Line of Credit
PREMIER BANK
Nov 21, 2018Quit Claim Deed, Transfer
Quitclaim Document
Oct 03, 2018Warranty Deed, Transfer · Line of Credit
DUPACO COMMUNITY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 03, 2018 · Amount on Record
Deed SaleOct 03, 2018 · Amount on Record
Deed Doc Number2018-00011628
Record RefreshedJun 07, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address315 BLUFF ST, DUBUQUE, IA 52001-6921
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address18694 W MICHELLE CT, EAST DUBUQUE, IL 61025-9401

Mortgage

Document Number0000009812
DateSep 12, 2025
Instrument2025-00009812
Lender
NamePREMIER BANK
TypeBank
Address140 W 9TH ST, DUBUQUE, IA 52001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUBUQUE IA
Recording DateNov 21, 2018
Property Address315 BLUFF ST, DUBUQUE, IA 52001-6921
Document Number0000013756
Instrument DateNov 21, 2018
Instrument13756
Transaction TypeTransfer
Record UpdatedDec 28, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address315 BLUFF ST DUBUQUE IA 520016921, DUBUQUE, IA 52001-6921

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateOct 03, 2018
Property Address315 BLUFF ST, DUBUQUE, IA 52001-6921
Document Number0000011628
Map ReferenceMB 92TL PG 393
Instrument DateSep 27, 2018
Instrument2018-00011628
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$527.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address18694 W MICHELLE CT, EAST DUBUQUE, IL 61025-9401

Mortgage

Document Number0000011629
DateOct 03, 2018
Instrument2018-00011629
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 01, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$366,300 (+16.1%) Land $39,400 Building $326,900$366,300 (+16.1%) Land $39,400 Building $326,900
2024$4,964.00 (+14.96%)
2023$315,500 (+26.01%) Land $35,000 Building $280,500$315,500 (+26.01%) Land $35,000 Building $280,500
2022$4,318.00$250,380 Land $35,030 Building $215,350
2021$250,380 Land $35,030 Building $215,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Cathedral Historic District
listed 1985 · 97 contributing resources · NRIS 85002501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN10-25-254-049

Interior

Building Area4,158 sqft Gross Area
1st Floor1,320 sqft 1st Floor
Basement Area1,320 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1876
Exterior MaterialBrick Exterior
Roof MaterialShingle Roof
Lot Area4,865 sqft (0.111 acres)

Utilities and HVAC

Water SourceCommercial Water Source

Location & Zoning

Street Address315 BLUFF ST
CityDUBUQUE
StateIA
Zip52001-6921
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionLOTS 1 & 2 OF S 1/2 OF E 113' OF CITY LOT 608
Legal SubdivisionUNITED STATES COMMISSIONERS SURVEY
Legal Lot Number1-2,608 2
JurisdictionDUBUQUE IA
Minor Civil DivisionDUBUQUE
Census Blockgroup2
Census Block2002
Census Tract702

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