345 Bluff Ct, Benton Harbor, MI 49022 Property Records

Berrien County property record for 345 Bluff Ct, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,122 sqft · built 1940
Lot Size0.165 acres (7,187 sqft)
OwnerCompany Name on Record
Last Sale$100 (Jul 1999)
Tax Bill$775 (2025)
Flood ZoneZone X (minimal risk)
APN18-1240-0216-00-6

Property Details

APN / Parcel Number

Primary APN18-1240-0216-00-6
Alternative APN
  • 11-18-1240-0216-00-6

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,122 sqft Living Area
1st Floor Area748 sqft
Basement Area1,054 sqft
Unfinished Basement1,054 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleBungalow
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions144 ft deep x 50 ft wide
Garage Area396 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address345 BLUFF CT
CityBENTON HARBOR
StateMI
Zip49022-5401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 - SINGL
Legal DescriptionLOT 216, COLFAX AVENUE ADDITION TO CITY OF BENTON HARBOR
Legal SubdivisionCOLFAX AVENUE ADD
Legal Lot Number216
Legal Unit216
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group1
Census Block1005
Census Tract700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address345 BLUFF CT, BENTON HARBOR, MI 49022-5401
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 1999 · Amount on Record
Deed SaleJul 9, 1999 · Amount on Record
Prior SaleJul 3, 1979
Deed Book / Page1998 / 627
Last Transfer DateJan 3, 2025
Transfer Doc003442/356
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionSt. Joseph Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53,400 (+8.1%)$106,800 (+8.1%)
2025$775.00 (-7.85%) Homeowner's exemption$49,400 (+31.38%)$98,800 (+31.38%)
2024$841.00 (+9.93%)
2023$37,600$75,200
2022$765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

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