345 3rd St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 345 3rd St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2005
Owner	Individual Name on File
Last Sale	$136,000 (Nov 2010)
Tax Bill	$735 (2025)
Deeds & Mortgages	Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`3A3 135C 24A`

Property Details

APN / Parcel Number

Primary APN	`3A3 135C 24A`
Alternative APN	`20897`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20897
Street Address	345 3RD ST
City	COLONIAL BEACH
State	VA
Zip	22443-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	LOTS 24 & 25 BK 35C BEING LOT 24ADB 940 PG 1693 R/S
Legal Block	35C
Legal Lot Number	24-25 25
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1051
Census Tract	10402

Owner

Source: Westmoreland County records · APN 3A3 135C 24A

Assessment roll updated October 15, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	345 3RD ST, COLONIAL BEACH, VA 22443-1824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2010 · Amount on Record
Deed Sale	Nov 30, 2010 · Amount on Record
Prior Sale	Nov 30, 2010 · Amount on Record
Deed Document Number	000818/221
Deed Book / Page	818 / 221
Last Transfer Date	Feb 22, 2021
Transfer Doc	0009401693
Record Updated	Jun 08, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 22, 2021
Property Address	345 3RD ST, COLONIAL BEACH, VA 22443-1824
Document Number	0009401693
Instrument Date	Feb 12, 2021
Instrument	09401693
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 3RD ST, COLONIAL BEACH, VA 22443-1824

Mortgage

Document Number	0009401696
Date	Feb 22, 2021
Instrument	09401696

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated October 15, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$735.00 (+5%)	$175,000 (-) Land $39,200 Building $135,800	$175,000 (-) Land $39,200 Building $135,800
2023		$175,000 Land $39,200 Building $135,800	$175,000 Land $39,200 Building $135,800
2022	$700.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 22, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 466 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.