324 3rd St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 324 3rd St, Colonial Beach, VA 22443 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 2021
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jun 2026)
Tax Bill	$1,086 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3A3 134C 41A`

Property Details

APN / Parcel Number

Primary APN	`3A3 134C 41A`
Alternative APN	`20745`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20745
Street Address	324 3RD ST
City	COLONIAL BEACH
State	VA
Zip	22443-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 41 & 42 BK 34C DB 954 PG 370.146
Legal Block	34C
Legal Lot Number	41-42
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1057
Census Tract	10402

Owner

Source: Westmoreland County records · APN 3A3 134C 41A

Assessment roll updated January 8, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	324 3RD ST, COLONIAL BEACH, VA 22443-1825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 04, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REDFIN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2026 · Amount on Record
Deed Sale	Jun 01, 2026 · Amount on Record
Prior Sale	Apr 04, 2022 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1004 / 61
Record Updated	Sep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 01, 2026
Property Address	324 3RD ST, COLONIAL BEACH, VA 22443-1825
Document Number	1004000061
Book / Page	1004 / 61
Instrument Date	May 28, 2026
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$38,380.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	324 3RD ST, COLONIAL BEACH, VA 22443-1825

Mortgage

Document Number	1004000063,
Date	Jun 01, 2026
Book Page	1004/63

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Apr 04, 2022
Property Address	324 3RD ST, COLONIAL BEACH, VA 22443-1825
Document Number	0009540370
Instrument Date	Mar 23, 2022
Instrument	09540370
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 CHELMSFORD LN, WILMINGTON, DE 19810-1610

Mortgage

Document Number	0009540372
Date	Apr 04, 2022
Instrument	09540372

Lender

Name	REDFIN MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated January 8, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,086.00 (+83.45%)	$258,600 (-) Land $39,200 Building $219,400	$258,600 (-) Land $39,200 Building $219,400
2023		$258,600 Land $39,200 Building $219,400	$258,600 Land $39,200 Building $219,400
2022	$592.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westmoreland County (51193C), updated May 22, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511930104021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Nearby Flood Policies	53 units insured 33 under condo master policies
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 466 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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