345 12th St, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 345 12th St, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	1,414 sqft · built 1953
Lot Size	0.269 acres (11,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,096 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00014-04-00006`

Property Details

APN / Parcel Number

Primary APN	`08-00014-04-00006`
Alternative APNs	`0800014000400006` `031300`

Interior

Stories	1 Story
Building Area	1,414 sqft Living Area
1st Floor Area	1,414 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Frame
Construction Type	Frame
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	150 ft deep x 78 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	031300
Street Address	345 12TH ST
City	CRESSKILL
State	NJ
Zip	07626-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	78X150 4.3LT
Legal Block	14.04
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	3
Census Block	3022
Census Tract	8002

Owner

345 12th St is owned and occupied by two individuals.

Source: Bergen County and Cresskill Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	345 12TH ST, CRESSKILL, NJ 07626-1315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	345 12TH ST, CRESSKILL, NJ 07626-1315
Document Number	0031960520
Instrument Date	Aug 11, 2018
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 12TH ST CRESSKILL NJ 076261315, CRESSKILL, NJ 07626-1315

Mortgage

Document Number	0031960520
Date	Mar 11, 2019
Book Page	003196/000520
Instrument	15798

Lender

Name	BOROUGH OF CRESSKILL
Address	67 UNION AVE, CRESSKILL, NJ 07626-2130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 345 12th St was $12,096 with a veteran's exemption, up 10.9% from the year before.

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,900 (+21.16%) Land $490,500 Building $155,400	$645,900 (+21.16%) Land $490,500 Building $155,400
2025	$12,096.00 (+10.88%) Veteran's exemption	$533,100 Land $411,400 Building $121,700	$533,100 Land $411,400 Building $121,700
2024	$10,909.00
2023		$465,600 Land $350,700 Building $114,900	$465,600 Land $350,700 Building $114,900
2022	$10,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 12th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20