323 12th St, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 323 12th St, Cresskill, NJ 07626

Property Summary

Property TypeSingle Family Home
Details1,142 sqft · built 1948
Lot Size0.276 acres (12,001 sqft)
Owner2 Individual Names on Record
Last Sale$925,000 (Oct 2025)
Tax Bill$12,516 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN08-00122-0000-00463

Property Details

APN / Parcel Number

Primary APN08-00122-0000-00463
Alternative APNs
  • 080012200463
  • 169700

Interior

Stories1 Story
Building Area1,142 sqft Living Area
1st Floor Area1,142 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch
Construction TypeFrame
Lot Area12,001 sqft (0.276 acres)
Lot Dimensions150 ft deep x 80 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number169700
Street Address323 12TH ST
CityCRESSKILL
StateNJ
Zip07626-1313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description80X150 L-464,465,466
Legal Block122
Legal Lot Number463
JurisdictionBERGEN NJ
Township / Civil DivisionCRESSKILL
Census Block Group3
Census Block3023
Census Tract8002

Owner

Source: Bergen County and Cresskill Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 MAPLE ST, CRESSKILL, NJ 07626-2418
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Mar 21, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2025 · Amount on Record
Deed SaleOct 24, 2025 · Amount on Record
Deed Document Number202572510
Deed Book / Page5629 / 981
Prior Transfer DateMar 16, 2017
Prior Transfer Doc0025672137
Record UpdatedSep 20, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 24, 2025
Property Address323 12TH ST, CRESSKILL, NJ 07626-1313
Document Number0056290981
Book / Page5629 / 981
Instrument DateOct 24, 2025
Instrument2025072510
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyMAIN STREET TITLE AND SETTLEMENT, MAIN STREET TITLE & STLMT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,705.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22 POWDERHORN RD, FLEMINGTON, NJ 08822-7137

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MAPLE ST, CRESSKILL, NJ 07626-2418

Mortgage

Document Number2025072511
DateOct 24, 2025
Instrument2025072511
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateMar 21, 2017
Property Address323 12TH ST, CRESSKILL, NJ 07626-1313
Document Number0025672137
Book / Page002567 / 002137
Instrument DateMar 16, 2017
Transaction TypeTransfer
Record UpdatedMay 18, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 12TH ST CRESSKILL NJ 076261313, CRESSKILL, NJ 07626-1313

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCresskill Borough
Unified School DistrictCresskill Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$490,200 (-11.13%) Land $490,200$490,200 (-11.13%) Land $490,200
2025$12,516.00 (+8.29%)$551,600 (+14.44%) Land $412,300 Building $139,300$551,600 (+14.44%) Land $412,300 Building $139,300
2024$11,558.00 (+6.5%)
2023$482,000 Land $352,000 Building $130,000$482,000 Land $352,000 Building $130,000
2022$10,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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