3449 Dover Hill Ct, Saint Charles, IL 60175 Property Records

Kane County property record for 3449 Dover Hill Ct, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,285 sqft · built 2007
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,175,000 (May 2020)
Tax Bill	$35,597 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-16-326-012`

Property Details

APN / Parcel Number

Primary APN	`09-16-326-012`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,285 sqft Living Area
Basement Area	1,791 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	54,450 sqft
Garage Type	Attached
Garage Area	1,573 sqft
Parking Spaces	6 Parking Spaces
Pool Area	756 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3449 DOVER HILL CT
City	SAINT CHARLES
State	IL
Zip	60175-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODS OF CRANE ROAD SUB LOT # 6
Legal Subdivision	CRANE ROAD SUB
Legal Block	4
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	4
Census Block	4002
Census Tract	852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3449 DOVER HILL CT, SAINT CHARLES, IL 60175-5108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Warranty Deed, Transfer BLUELEAF LNDG
May 19, 2019	Deed of Trust, Mortgage ALLY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2020 · Amount on Record
Deed Sale	May 6, 2020 · Amount on Record
Prior Sale	Jan 19, 2011 · Amount on Record
Deed Document Number	202022977
Prior Transfer Date	Jul 28, 2004
Prior Transfer Doc	0000104013
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 6, 2020
Property Address	3449 DOVER HILL CT, ST CHARLES, IL 60175-5108
Document Number	0000022977
Instrument Date	Apr 15, 2020
Instrument	22977
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	111 S MORGAN ST CHICAGO IL 606072724, CHICAGO, IL 60607-2724

Mortgage

Document Number	22980
Date	May 6, 2020
Instrument	22980

Lender

Name	BLUELEAF LNDG
Address	CHICAGO, IL 60607

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3449 DOVER HILL CT, ST CHARLES, IL 60175-5108
Document Number	0000022027
Instrument Date	May 19, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3449 DOVER HILL CT ST CHARLES IL 601755108, ST CHARLES, IL 60175-5108

Mortgage

Document Number	0000022027
Date	May 31, 2019
Instrument	22027

Lender

Name	ALLY BK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.49%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35,597.00 (+10.91%) Homeowner's exemption	$515,565 (+22%) Land $111,144 Building $404,421	$1,547,314 (+22%) Land $333,565 Building $1,213,748
2024		$422,579 (+4.72%) Land $102,409 Building $320,170	$1,268,244 (+4.77%) Land $307,350 Building $960,894
2022	$32,096.00 (+3.94%) Homeowner's exemption	$403,520 (+4.91%) Land $122,666 Building $280,854	$1,210,560 (+4.91%) Land $367,998 Building $842,562
2021	$30,880.00 Homeowner's exemption	$384,634 Land $116,925 Building $267,709	$1,153,902 Land $350,775 Building $803,127

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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