Kane County property record for 3448 Dover Hill Ct, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 8,385 sqft · built 2002 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,275,000 (Aug 2022) |
| Tax Bill | $38,697 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Aug 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-16-326-016 |
| Primary APN | 09-16-326-016 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 8,385 sqft Living Area |
| Basement Area | 3,026 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 54,450 sqft |
| Garage Type | Attached |
| Garage Area | 1,278 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3448 DOVER HILL CT |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-5108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODS OF CRANE ROAD SUB - LOT 2 |
| Legal Subdivision | CRANE ROAD SUB |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 852103 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3448 DOVER HILL CT, SAINT CHARLES, IL 60175-5108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL FEDERAL BANK |
| Aug 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jan 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK & TRUST |
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK & TRUST |
| Oct 20, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK & TRUST |
| Feb 24, 2017 | Grant Deed, Transfer MIDWEST CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2022 · Amount on Record |
| Deed Sale | Aug 22, 2022 · Amount on Record |
| Prior Sale | May 1, 2000 · Amount on Record |
| Deed Document Number | 202242254 |
| Prior Transfer Date | Jul 31, 2002 |
| Prior Transfer Doc | 0000107950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3448 DOVER HILL CT, ST CHARLES, IL 60175-5108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004366 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 2023K004366 |
| Name | MUTUAL FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 22, 2022 |
| Property Address | 3448 DOVER HILL CT, ST CHARLES, IL 60175-5108 |
| Document Number | 0000042254 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 2022K042254 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 651 HONEY HILL CIRCLE, WAYNE, IL 60184 |
| Document Number | 0000042255 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022K042255 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3448 DOVER HILL CT, ST CHARLES, IL 60175-5108 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3448 DOVER HILL CT, ST CHARLES, IL 60175-5108 |
| Document Number | 0000001891 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022K001891 |
| Name | FIRST COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BEECHER, IL 60401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3448 DOVER HILL CT, ST CHARLES, IL 60175-5108 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000001890 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022K001890 |
| Name | FIRST COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BEECHER, IL 60401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 114 Months |
| Due | Jul 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3448 DOVER HILL CT, ST CHARLES, IL 60175-5108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055189 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 2017K055189 |
| Name | FIRST COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BEECHER, IL 60401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 5, 2022 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 24, 2017 |
| Property Address | 3448 DOVER HILL CT, ST CHARLES, IL 60175-5108 |
| Document Number | 0000010281 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 10281 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2N187 MCGONAGLE CT ELBURN IL 601199070, ELBURN, IL 60119-9070 |
| Document Number | 10282 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 10282 |
| Name | MIDWEST CMNTY BK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,697.00 (-4.71%) Homeowner's exemption | $561,096 (+22.34%) Land $111,144 Building $449,952 | $1,683,962 (+22.34%) Land $333,565 Building $1,350,396 |
| 2024 | $458,625 (-8.82%) Land $102,409 Building $356,216 | $1,376,426 (-8.78%) Land $307,350 Building $1,069,076 | |
| 2022 | $40,610.00 (+3.86%) | $502,974 (+4.91%) Land $122,666 Building $380,308 | $1,508,922 (+4.91%) Land $367,998 Building $1,140,924 |
| 2021 | $39,101.00 | $479,434 Land $116,925 Building $362,509 | $1,438,302 Land $350,775 Building $1,087,527 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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